This Relief Portal is a self-selection tool that helps identify relief programs and incentives that best apply to specific business needs and links to the government source of support.

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Program NameResource ProviderDescriptionWebsite
FedDev Ontario Repayment DeferralFedDev Ontario and other Regional Development AgenciesA three month deferral for companies in repayment. This deferral takes effect on April 1, 2020, and will relieve some of the pressure your business is facing. FedDev Ontario will work with you to formalize these deferrals into an amended repayment schedule and outline other measures that may help your business. Tourism operators, small- or medium- sized business and organizations that have received FedDev Ontario funding in the past, may be eligible to receive additional funding and/or flexible arrangements. FedDev Ontario is also offering access to federal funding to help businesses impacted by the sudden shift in the economy and who require pressing assistance. Tax & Payment Relief MeasuresGeneralLearn More
Stormwater Charge DeferralCity of MississaugaAt the March 25 Council meeting, Mississauga City Council provided for a deferral of the Stormwater Charge by up to 90 days and amended the City’s Sign By-law in response to COVID-19 to help further mitigate impacts on residents and businesses.Tax & Payment Relief MeasuresGeneralLearn More
Provincial Tax Deferral and Penalty ReliefProvince of OntarioBeginning April 1, 2020, penalties and interest will not apply to Ontario’s businesses that miss any filing or remittance deadlines under select provincially administered taxes. This will continue for a period of five months, up until August 31, 2020. See link for list of tax programs.Tax & Payment Relief MeasuresGeneralLearn More
Province of Ontario Postponing Planned Property Tax ReassessmentProvince of OntarioThe government is postponing the planned property tax reassessment for 2021.Tax & Payment Relief MeasuresGeneralLearn More
WSIB Financial Relief PackageProvince of OntarioThe financial relief package allows businesses to defer premium reporting and payments?until August 31,?2020. All businesses covered by the WSIB’s workplace insurance are automatically eligible for the financial package.Tax & Payment Relief MeasuresGeneralLearn More
CanExportGovernment of CanadaFunding for international market development activities. Due to travel restrictions during COVID-19 crisis CanExport advises applicants to develop a project plan that can be executed remotely from your target market.Business Financing & Income SupportGeneralLearn More
Region of Peel Defers Water and Wastewater IncreasesRegion of PeelRegion of Peel will be deferring the water and wastewater rate increase scheduled for April 1, 2020 to July 1, 2020.Tax & Payment Relief MeasuresGeneralLearn More
Region of Peel Defers Water Bill PaymentRegion of PeelRegion of Peel introduced a 91-day grace period for water bills due from April 1 – June 30. During this time, no late payment charges will be applied. The grace period will take effect immediately. Customers who are currently on a pre-authorized payment plan can contact us at 905-791-8711 or email ZZGPaymentsNew@peelregion.ca to change scheduled payments.Tax & Payment Relief MeasuresGeneralLearn More
Work Sharing ProgramEmployment and Social Development CanadaWork-Sharing (WS) is an adjustment program designed to help employers and employees avoid layoffs when there is a temporary reduction in the normal level of business activity that is beyond the control of the employer. The measure provides income support to employees eligible for Employment Insurance benefits who work a temporarily reduced work week while their employer recovers. The Government of Canada has introduced temporary special measures that extend the maximum duration of Work-Sharing agreements from 38 weeks to 76 weeks across Canada for those businesses affected by the downturn in business due to COVID-19. Other measures are still in place for the forestry and steel and aluminum sectors. You are eligible to apply if you are experiencing a downturn in business activity related to the global outbreak of COVID-19, and have: - WS agreements signed between March 15, 2020 and March 13, 2021 - WS agreements that began, or ended between March 15, 2020 and March 14, 2021, and - WS agreements that ended between June 23, 2019, and March 14, 2020 and are in their mandatory cooling-off periodBusiness Financing & Income Support, Employment Income SupportGeneralLearn More
City of Mississauga Business LicensingCity of MississaugaAll fines, penalties and late fees have been temporarily suspended for any licence that has expired after March 1, 2020. Business licenses that have expired since March 1, 2020 are extended until further notice. New licence applications are suspended until further notice. Complaints related to business licensing will still be investigated.Tax & Payment Relief MeasuresGeneralLearn More
Private Bank Debt & Payment ReliefPrivate Financial InstitutionsPrivate sector banks and credit unions in Canada have made a commitment to work with personal and small business banking customers on a case-by-case basis to provide flexible solutions to help them manage through challenges such as pay disruption due to COVID-19; childcare disruption due to school closures; or those facing illness from COVID-19. Financial institutions will also be cutting credit card interest rates. Businesses are encouraged to contact their financial representatives.Business Financing & Income SupportGeneralStart-Up/ Small or Medium Size BusinessesLearn More
Ontario Health Workforce Matching PortalProvince of OntarioThe Ontario government is launching a new online tool that will help match skilled frontline workers with employers to increase the frontline capacity of hospitals, clinics, and assessment centres. Workforce Development OpportunitiesHealthcare, Life SciencesLearn More
Inventory of Resources and Supports for Canada's Music IndustryCanadian Independent Music AssociationCanadian Independent Music Association has provided an inventory of COVID-19 related information and resources for Canada's music industryBusiness Development, Planning & Advisory ResourcesCultureLearn More
Late Licence Renewal Fees for Mobile Business Licences WaivedCity of MississaugaLate renewal fees for mobile business licences will be waived until further notice.Tax & Payment Relief MeasuresGeneralLearn More
COVID-19 Implications for Canada and the Economic ImpactConference Board of CanadaA go-to resource for insights and analysis on COVID-19 to include updates, data, forecasts, research on the growing spread of coronavirus, and useful tools that will help you and your organization navigate these challenging times. All resources listed on this page are free.Business Development, Planning & Advisory ResourcesGeneralLearn More
MaRS COVID-19 Resources for EntrepreneursMaRS Discovery DistrictThis resource brings together a set of tools and tactics startups can use to prepare, plan and respond to COVID-19Business Development, Planning & Advisory ResourcesGeneralLearn More
BDC Continuity Plan and Templates for EntrepreneursBusiness Development Bank of CanadaContains themed templates that can be used by businesses to develop contingency plans for dealing with emergency situations. Templates include but not limited to, identifying essential services, key customers, critical suppliers and action plan for maintaining essential services.Business Development, Planning & Advisory ResourcesGeneralStart-Up/ Small or Medium Size BusinessesLearn More
Temporary Doubling of the Employer Health Tax ExemptionProvince of OntarioIn order to provide immediate financial relief to employers impacted by the COVID?19 outbreak, the government proposes to retroactively raise the EHT exemption from $490,000 to $1 million for 2020. The exemption would return to its current level of $490,000 on January 1, 2021.Tax & Payment Relief MeasuresGeneralLearn More
COVID-19 Information & Resources for Ontario's Music IndustryMusic OntarioMusic Ontario has provided an inventory of COVID-19 related information and resources for Ontario's music industryBusiness Development, Planning & Advisory ResourcesCultureLearn More
Indigenous Small and Medium Business SupportGovernment of CanadaFunding will allow for interest-free loans, as well as non-repayable contributions, to help Indigenous businesses unable to access the government’s existing COVID-19 support measures. Support for Indigenous businesses will be provided through Aboriginal Financial Institutions, and administered by the National Aboriginal Capital Corporations Association and the Métis capital corporations in partnership with Indigenous Services Canada.Business Financing & Income SupportGeneralStart-Up/ Small or Medium Size Businesses, Indigenous-Owned BusinessesLearn More
Canadian Radio-television and Telecommunications Commission (CRTC) Part 1 Licence Fee WaiveGovernment of CanadaThe Canadian Radio-television and Telecommunications Commission (CRTC) will not issue letters requesting payment for Part I licence fees by broadcasters for the 2020–21 fiscal year. This fee will be paid by the Government of Canada.Tax & Payment Relief MeasuresCulture, MediaLearn More
Regional Relief and Recovery FundFedDev Ontario and other Regional Development AgenciesThe new Regional Relief and Recovery Fund, delivered by Canada’s regional development agencies, which will provide $675 million in financing support to small- and medium-sized businesses. As one of Canada’s six regional development agencies, FedDev Ontario will be delivering the Regional Relief and Recovery Fund in southern Ontario. Details of the new Fund will be launched nationally in the coming weeks. Business Financing & Income SupportGeneralStart-Up/ Small or Medium Size BusinessesLearn More
COVID-19 Futurpreneur Canada Funding for Young EntrepreneursFuturpreneur CanadaThe Federal Government has announced an additional $20.1 million in support for Futurpreneur Canada to continue to support young entrepreneurs across Canada (aged 18-39) who are facing challenges due to COVID-19. The funding will allow Futurpreneur Canada to provide payment relief for its clients for up to 12 months. Please see link for more details.Business Financing & Income SupportGeneralStart-Up/ Small or Medium Size BusinessesLearn More
Province of Ontaro Extension of Validation Periods for Driver, Vehicle and Carrier ProductsProvince of OntarioNew regulations include extensions for driver licences, licence plate validation, Ontario Photo Cards, and Commercial Vehicle Operator Registration certificates, among others.Government Regulations & PolicyGeneralLearn More
Municipal Emergency Act, 2020Province of OntarioThe new legislation ensures that for the near future, the delivery of goods to Ontario's businesses and consumers isn't impacted by municipal noise bylaws that may unintentionally be impeding such deliveries when they are most urgently needed.Government Regulations & PolicyGeneralLearn More
Employment Standards Amendment Act (Infectious Disease Emergencies), 2020Province of OntarioProvides job-protected leave for employees who are in isolation or quarantine due to COVID-19, or those who need to be away from work to care for children because of school or day care closures or to care for other relatives.Government Regulations & PolicyGeneralLearn More
Insurance Act AmendmentProvince of OntarioThe Ontario government is enabling auto insurance companies to provide temporary insurance premium rebates to drivers during the COVID-19 pandemic. The province has amended a regulation under the Insurance Act to allow insurance companies to provide auto insurance premium rebates to consumers for up to 12 months after the declared emergency has ended.Government Regulations & PolicyGeneralLearn More
COVID-19: Tackling the BarriersProvince of OntarioBusinesses working to retool their operations to produce health-related products, or those that want to continue their operations in this new environment of physical distancing, can submit any potential roadblocks to the website.Government Regulations & Policy, Business Development, Planning & Advisory ResourcesGeneralLearn More
Help For My RestaurantHelp For My RestaurantA task-force of volunteers has collaborated and put together a resource package for restaurant, bar, and hospitality venues to help them respond to COVID-19, including business continuity, pivoting service delivery towards take-out and e-commerce, and food & health safety measures.Business Development, Planning & Advisory ResourcesFood & Beverage, Hospitality, TourismLearn More
BDC Capital Bridge Financing ProgramBusiness Development Bank of CanadaBDC Capital, BDC’s investment arm, has launched the BDC Capital Bridge Financing Program where they may match, with a convertible note, a current financing round being raised through qualified existing and/or new investors made into eligible Canadian start-ups. The program is ideal for high potential companies who have venture capital investor syndicates that are willing to support them. BDC will invest alongside these groups. This is not limited to BDC’s portfolio. All companies that meet the criteria are eligible to apply. Interested companies should speak to their lead investor for details. Venture capital firms looking to participate can contact BDC Capital at VCReliefProgram@bdc.ca to discuss their eligibility. Please see link for more details.Business Financing & Income SupportGeneralLearn More
NRC IRAP Innovation Assistance ProgramNational Research Council of CanadaThis Program is Currently Closed to Applications: National Research Council of Canada’s Industrial Research Assistance Program provides a wage subsidy to eligible employers for up to 12 weeks (amount determined on a case by case basis). Small or medium-sized businesses (SMEs) pursuing technology-driven innovation who have been unable to secure funding under the Canada Emergency Wage Subsidy are eligible and can apply for financial assistance under this program. Please see the link for further details on eligibility and the application process. Business Financing & Income SupportGeneral, Information Communications and TechnologyStart-Up/ Small or Medium Size BusinessesLearn More
Work Integrated Learning ProgramInformation Technology Association of Canada (ITAC)Work Integrated Learning program provides wage subsidies up to 70% (to a maximum of $7,000) of a work term student’s pay to encourage work opportunities for students. In response to COVID-19, ITAC has made program adjustments, including allows students to work from home. Please see link for details.Workforce Development OpportunitiesInformation Communications and TechnologyLearn More
COVID-19 Tools and Resources for BusinessOntario Chamber of CommerceThe OCC website includes a Pandemic Preparedness Toolkit and other resources for businesses.Business Development, Planning & Advisory ResourcesGeneralLearn More
Canada Summer Jobs Program EnhancementsGovernment of CanadaTemporary changes to the Canada Summer Jobs program include an increase to the wage subsidy to 100%, extension of the end date for employment to February 28, 2012, and allowing employers to hire staff on a part-time basis and adapt projects to support esstential services. In addition, Service Canada will work with Members of Parliament to identify organizations that provide essential services in the community and could provide youth jobs but did not apply for the Canada Summer Jobs program in 2020. Please see link for further details.Workforce Development OpportunitiesGeneralLearn More
Renew Commercial Vehicle Operators Registration (CVOR) CertificateOntario Ministry of TransportationCommercial vehicle drivers can now renew their CVOR certificate online in 15 minutes or less. Government Regulations & PolicyGeneralLearn More
Ontario 511 App to Support Trucking IndustryProvince of OntarioThe Province has launched an app to support the trucking industry. The Ontario 511 app provides images from over 600 cameras and includes up-to-date highway information on construction, collisions and road closures. It also identifies open rest areas and locations throughout the province that offer food and fuel. The app includes an easy to use map view and features a drive mode that provides hands free audio alerts. Government Regulations & PolicyLogistics Learn More
EDC Credit InsuranceExport Development CanadaCredit insurance programs for exporters which cover 90% of insured losses against risk of non-payment.Business Financing & Income SupportGeneralLearn More
Foreign Exchange Facility GuaranteeExport Development CanadaThis program allows businesses to manage exchange rate risk without putting up capital. Business Financing & Income SupportGeneralLearn More
Account Performance Security GuaranteeExport Development CanadaEDC will provide a 100% guarantee to financial institutions on behalf of businesses for letters of guarantee. Business Financing & Income SupportGeneralLearn More
Export Guarantee ProgramExport Development CanadaEDC will provide guarantees on money borrowed by exporters to increase their access to capital.Business Financing & Income SupportGeneralLearn More
Property Tax DeferralCity of MississaugaOn May 6, 2020, Council unanimously agreed to provide further financial assistance to taxpayers to help ease financial pressures as a result of the impacts of COVID-19 by deferring final tax instalments for residential and non-residential property owners for 90 days and stopping late payment charges and fees related to tax payment requests for changes. Council previously provided cash flow assistance by deferring the April to June interim tax instalment dates by 90 days and is again asking all landlords to pass this additional financial relief on their tenants.Tax & Payment Relief MeasuresGeneralLearn More
Loan Guarantee for Small and Medium-Sized EnterprisesExport Development Canada and Private Financial InstitutionsThrough the Business Credit Availability Program, Export Development Canada (EDC) is working with financial institutions to guarantee 80% of new operating credit and cash flow term loans of up to $6.25 million to small and medium-sized enterprises (SMEs). This financing support is to be used for operational expenses and is available to both exporting and non-exporting companies. This program is now available at various financial institutions and credit unions.Business Financing & Income SupportGeneralStart-Up/ Small or Medium Size BusinessesLearn More
EDC Mid-Market Guarantee and Financing ProgramExport Development Canada and Private Financial InstitutionsWith the goal of helping more Canadian businesses face the financial challenges brought on by the COVID-19 pandemic, the Government of Canada announced the creation of the Mid-Market Guarantee and Financing Program available under Business Credit Availability Program with support from Export Development Canada (EDC). This program will bring liquidity to companies who tend to have revenues of between $50 million to $300 million, to sustain operations during this uncertain period. EDC will continue to work with Canadian financial institutions to guarantee 75 per cent of new operating credit and cash-flow loans – ranging in size from $16.75 million to a maximum of $80 million. These expanded guarantees are available to exporters, international investors and businesses that sell their products or services within Canada. More details will be made available soon.Business Financing & Income SupportGeneralStart-Up/ Small or Medium Size BusinessesLearn More
Tariff Relief to Importers of Certain Medical GoodsGovernment of CanadaThe Federal Government is waiving tariffs on certain medical goods, including PPE such as masks and gloves. This will reduce the cost of imported PPE for Canadian businesses, help protect workers, and ensure our supply chains can keep functioning well. This measure builds on other relief from tariffs and sales taxes for goods imported for emergency use by, or on behalf of, certain health-related entities, including hospitals, firstresponse organizations and care homes. Tariff relief for these goods will remain in place for as long as necessary to deal with the COVID-19 crisis. o This allows for the relief of customs duty for eligible goods which were imported on or after May 5, 2020. This relief can be claimed at the time of importation or within two years of the date of importation. Tax & Payment Relief MeasuresGeneralLearn More
BDC Small Business LoanBusiness Development Bank of CanadaBusinesses can access up to $100,000, have the ability to postpone capital payments for the first six months and repay the loan at their own pace over five years. Reduced rates on new eligible loans are available during this difficult time.Business Financing & Income SupportGeneralStart-Up/ Small or Medium Size BusinessesLearn More
BDC COVID-19 Working Capital LoansBusiness Development Bank of CanadaThe BDC COVID-19 Working Capital loan provides loans between $100,000 and $2 million with a 24-month term and 12-month principal postponement. Reduced rates on new eligible loans are available during this difficult time.Business Financing & Income SupportGeneralLearn More
EDC Export Help HubExport Development CanadaEDC’s Export Help Hub provides insights for your most pressing export questions to navigate this pandemic.Business Development, Planning & Advisory ResourcesGeneralLearn More
COVID-19 Response and Reforms to Modernize Ontario Act, 2020 - Conducting Business While Practicing Physical Distancing Province of OntarioOn May 12, 2020, the Ontario Government passed the COVID-19 Response and Reforms to Modernize Ontario Act, 2020, which will help people conduct business while practising physical distancing. New legislation will allow for more virtual or remote transactions during COVID-19.Government Regulations & PolicyGeneralLearn More
Ontario Government Supporting Parents as Economy Reopens - Protecting Licensed Child Care Province of OntarioThe government has unveiled a plan that, together with federal and municipal partnership, provides supports to licensed child care providers to ensure they remain sustainable and ready to open when parents return to work. The plan is focused on protecting child care spaces for parents with a time-limited approach that includes: Support for fixed operating costs for eligible child care and EarlyON Centres, while providers are prohibited from charging parent fees while the Emergency Order is in effect; Direct and rapid funding delivery through municipal service managers for centres that currently receive funding; A straightforward application process for child care centres that do not currently receive provincial funding by allowing them to apply directly to the Ministry of Education; Direction that all child care centres will be required to maximize all available support under Canada's COVID-19 Economic Response Plan, including staffing costs retroactively to March 15, 2020, in addition to federal-provincial rental subsidy supports; Red tape reduction and cost savings by waiving all child care licensing applications, renewals and revision fees; Automatic extension of child care licenses set to expire during the emergency period; and Protecting existing base funding for licensed home child care agencies, and regular funding and wage enhancement grant funding for licensed home child care providers who have remained active during the emergency closure.Business Financing & Income SupportChild Day Care ServicesLearn More
Allowing Temporary Workers to Get Back to Work QuicklyGovernment of CanadaThe Federal Government is announcing, effective immediately, a new, temporary policy that will drastically reduce the time it takes for a temporary foreign worker to start a new job. While this policy is in place, a worker who is already in Canada and has secured a new job offer, typically backed by a labour market test, can get approval to start working in their new job, even while their work permit application is being fully processed. This will cut what can often take 10 weeks or more, down to 10 days or less. There is no change to the role of the employer in the process for hiring foreign workers. Workforce Development Opportunities, Government Regulations & PolicyGeneralLearn More
Regional Relief and Recovery Fund (RRRF) FedDev Ontario and other Regional Development AgenciesThe new Regional Relief and Recovery Fund (RRRF) devotes nearly $962 million to help more businesses and organization. Priority may be given to SMEs in the manufacturing, technology, tourism and other sectors key to the region, that are major employers in small communities or that support the government’s commitment to underrepresented groups. Applications can be submitted for support for fixed operating costs, where business revenues have been affected by the COVID-19 pandemic.In southern Ontario, FedDev Ontario will deliver: $213 million for small- and medium-sized enterprises (SMEs) facing financial pressure; and $39.4 million to provide rural businesses with access to capital and technical support, delivered by southern Ontario’s Community Futures Development Corporations. Business Financing & Income SupportGeneralStart-Up/ Small or Medium Size BusinessesLearn More
Voluntary Redeployment of Education Workers to Fill Staffing ShortagesProvince of OntarioThe Ontario government is working together with the province's education sector to voluntarily place available employees in staffing roles needed at congregate care settings during the COVID-19 outbreak. This initiative is part of the government's ongoing efforts to redeploy broader public sector workers to areas where they are needed most, such as hospitals, long-term care homes, retirement homes, women's shelters, and homes serving those with developmental disabilities. Starting later this week, subject to a local agreement of the framework, eligible education sector staff who volunteer will be able to register through an online portal and to be matched with congregate settings that are facing staffing shortages. Positions available may include custodial, maintenance, food preparation, children and youth service workers, social workers, and educational assistants. Training and appropriate safety equipment will be provided to redeployed staff. Volunteers who are redeployed will be eligible for Ontario's temporary pandemic premium and emergency child care.Workforce Development OpportunitiesEducational Services, Healthcare, Social ServicesLearn More
Regional Relief and Recovery Fund (RRRF) FedDev Ontario and other Regional Development AgenciesThe new Regional Relief and Recovery Fund (RRRF) devotes nearly $962 million to help businesses and organization who do not qualify for, or have been rejected from, current Government of Canada COVID-19 relief measures. Priority may be given to SMEs in the manufacturing, technology, tourism and other sectors key to the region, that are major employers in small communities or that support the government’s commitment to underrepresented groups. Applications can be submitted for support for fixed operating costs, where business revenues have been affected by the COVID-19 pandemic. In southern Ontario, FedDev Ontario will deliver: $213 million for small- and medium-sized enterprises (SMEs) facing financial pressure; and $39.4 million to provide rural businesses with access to capital and technical support, delivered by southern Ontario’s Community Futures Development Corporations. The program will provide financial contributions (interest-free loans) to help support fixed operating costs of SMEs, where business revenues have been affected by the COVID-19 pandemic.Business Financing & Income SupportGeneral, Information Communications and Technology, Manufacturing, Technology, Tourism, Life Sciences, Cleantech, Aerospace, Automotive, Food & Beverage, Hospitality, RecreationStart-Up/ Small or Medium Size BusinessesLearn More
Canada Summer Jobs Program EnhancementsGovernment of CanadaTemporary changes to the Canada Summer Jobs program include an increase to the wage subsidy to 100%, extension of the end date for employment to February 28, 2021, and allowing employers to hire staff on a part-time basis and adapt projects to support esstential services. The hiring period for Canada Summer Jobs 2020 started May 15, 2020. Thousands of opportunities are being posted to the Job Bank website for jobs available across the country. Thousands more will be posted over the coming weeks and months, with a target of approximately 70,000 placements. Workforce Development OpportunitiesGeneralLearn More
Medical Innovation Xchange (MIX)Medical Innovation Xchange (MIX), Province of OntarioA platform providing non-medical manufacturing companies free support as they retool to provide essential supplies and equipment to health care facilities during COVID-19. Non-medical manufacturing companies that have received funding through the Ontario Together Fund, or a Purchase Order with the Province of Ontario, can access MIX members' medical advisory services, including assistance navigating regulatory hurdles and increasing efficiencies. Business Development, Planning & Advisory ResourcesManufacturingLearn More
Large Employer Emergency Financing Facility (LEEFF)Canada Development Investment Corporation, Innovation, Science and Economic Development Canada and the Department of FinanceThis program will provide bridge financing to Canada’s largest employers, whose needs during the pandemic are not being met through conventional financing, in order to keep their operations going. The program will be open to large for-profit businesses – with the exception of those in the financial sector – as well as certain not-for-profit businesses, such as airports, with annual revenues generally in the order of $300 million or higher. To qualify for support, eligible businesses must be seeking financing of about $60 million or more, have significant operations or workforce in Canada, and not be involved in active insolvency proceedings. Broader sectoral dynamics for LEEFF applicants will be considered through processes led by Innovation, Science and Economic Development Canada. Applications for this financing are now open.Business Financing & Income SupportGeneralLearn More
Small Business Relief FundCanadian Chamber of CommerceThe Canadian Chamber of Commerce, through the generosity of Salesforce (NYSE:CRM), will provide 62 small Canadian businesses from coast to coast to coast with $10,000 grants to help their recovery efforts during these unprecedented times. Businesses can use the $10,000 grants to support their recovery efforts, including paying salaries, acquiring safety and personal protective equipment for staff, replenishing materials or paying for the measures required to adapt business models to the economic impacts of COVID-19. Applications can be made between June 1 to 12.Business Financing & Income SupportGeneralStart-Up/ Small or Medium Size BusinessesLearn More
COVID-19 Legislative Changes Allow Corporations to Operate Virtually and ElectronicallyProvince of OntarioIn response to COVID-19, temporary and permanent legislative amendments have been made to help corporations continue to function while still adhering to physical distancing guidelines and legal requirements. The Province is permitting Ontario corporations to conduct virtual meetings and to defer certain annual meetings in specified circumstances and is allowing the Ministry of Government and Consumer Services to accept copies of documents, electronic signatures on documents, and electronic filing of documents. Government Regulations & PolicyGeneralLearn More
Business Resilience ServiceCanadian Chamber’s Canadian Business Resilience Network, EY, Chartered Professional Accountants of Canada, Imagine CanadaThe Business Resilience Service will provide options for any vulnerable small to medium-sized business, not-for-profit or charity to immediately connect with experienced accounting and tax professionals across the country from professional services firms. The program, delivered to organizations free of charge, will: - Provide guidance on program options and eligibility - Rapidly direct businesses – including enterprises involving Indigenous peoples, women and diverse groups – to the most appropriate support organizations - Help organizations make decisions to support recovery plans - Provide real time insights and feedback to policymakers The BRS program, coordinated by EY, will be provided for four weeks from Monday, May 25, and will involve support from approximately 125 business advisors from across the accounting profession. Organizations can access the BRS seven days a week from 8am – 8pm ET (5am – 5pm PT) by calling 1-866-989-1080.Business Development, Planning & Advisory ResourcesGeneralStart-Up/ Small or Medium Size BusinessesLearn More
Virtual Action CentreProvince of Ontario, UNITE HERE Local 75The Province is investing nearly $2 million to open a Virtual Action Centre in partnership with UNITE HERE Local 75. This virtual job training resource will provide up to 7,000 unemployed workers in the hospitality sector with access to a wide range of services and supports online and over the phone, including: - Stress management and mental health resources through video conferencing; - Immediate health and safety online training for workers who return to work at designated quarantined sites; - Technical skills online training; - Online training to upgrade English language and digital skills; - Peer group facilitation and employment preparation through videoconferencing.Workforce Development OpportunitiesHospitality, TourismLearn More
Ontario Tools GrantProvince of OntarioThe Province is providing an Ontario Tools Grant of $2.5 million in 2020-21 and $7.5 million in 2021-22 and ongoing. This will help new eligible apprentices purchase the equipment they need to start their careers. The funding amounts will be distributed as follows: - $1,000 for those in motive power sector trades; - $600 for those in construction and industrial sector trades; - $400 for those in service sector trades. To be eligible for the new grant, apprentices must have: - completed level 1 training on or after April 1, 2020; - an active registered training agreement; and - been registered as an apprentice for at least 12 months. Workforce Development OpportunitiesMotive Power, Construction, ManufacturingLearn More
Loans for Tools Program - Loan ForgivenessProvince of OntarioThe Province forgiving more than $10 million in outstanding loans owed by apprentices for tool purchases made at the beginning of their careers through the Loans for Tools Program. The Loans for Tools Program allowed thousands of new apprentices to buy tools, equipment, clothing, manuals and code books required for their trade. About 19,000 apprentices who participated in the program owed, on average, $495.Workforce Development Opportunities, Tax & Payment Relief MeasuresMotive Power, Construction, ManufacturingLearn More
Women Entrepreneurship StrategyInnovation, Science and Economic Development CanadaOn May 16, 2020, the Honourable Mary Ng, Minister of Small Business, Export Promotion and International Trade, announced that the Government of Canada will provide $15 million in additional funding to support women entrepreneurs through the Women Entrepreneurship Strategy (WES). This money will go directly to select organizations that are currently WES Ecosystem Fund recipients and will help women entrepreneurs through the COVID-19 pandemic.Business Financing & Income SupportGeneralStart-Up/ Small or Medium Size BusinessesLearn More
Income Tax DeferralCanada Revenue AgencyTax filing deadline for individuals moved to June 1 2020. For self-employed deadline is still June 15. Payments on 2019 owed taxes by individuals deferred to Sept 1, 2020. For self employed, any balance due for individual income tax deferred to August 31. To support Canadian businesses and tax preparers during the COVID-19 pandemic, the CRA has extended several filing deadlines for corporations and trusts to September 1, 2020.Tax & Payment Relief MeasuresGeneralLearn More
Support for Industrial, Commercial and Small Business Electricity Consumers During COVID-19 Province of OntarioThe Ontario government is extending emergency electricity rate relief to families, farms and small businesses during the COVID-19 outbreak through the suspension of time-of-use (TOU) electricity rates. Starting on June 1, 2020, customers will be billed based on a new fixed COVID-19 Recovery Rate of 12.8 cents per kilowatt hour. This fixed rate will apply to TOU customer bills 24 hours a day, seven days a week. The COVID-19 Recovery Rate will be in place until October 31, 2020, followed by a new customer choice initiative. The government will continue to subsidize electricity bills by 31.8 percent through the Ontario Electricity Rebate. The government is providing approximately $5.6 billion in 2020-21 as part of its existing electricity cost relief programs, to help ensure more affordable electricity bills for eligible residential, farm and small business consumers.Tax & Payment Relief MeasuresGeneralStart-Up/ Small or Medium Size BusinessesLearn More
COVID-19 Energy Assistance Program- Small Business (CEAP-SB)Province of OntarioThe Province has announced $8 million in funding through this program to provide support to businesses struggling with bill payments as a result of the COVD-19 outbreak. Applications for this program will be made available in the coming months.Tax & Payment Relief MeasuresGeneralStart-Up/ Small or Medium Size BusinessesLearn More
Ban on Electricity Disconnections for Low-Volume Small Business ConsumersOntario Energy BoardThe OEB is extending the current ban on electricity disconnections for non-payment for all residential customers to July 31, 2020. Low-volume, small business customers will now also be protected by the ban. In addition, the OEB is calling on distributors to be more flexible on arrears payment arrangements.Government Regulations & PolicyGeneralStart-Up/ Small or Medium Size BusinessesLearn More
Student Work Placement ProgramGovernment of CanadaAs part of the Federal COVID-19 Emergency Response Plan, an additional $80 million in funding will be provided for the Student Work Placement Program to support up to 20,000 post-secondary students across Canada to obtain paid work experience related to their field of study. Additionally, funding through the program will temporarily be more flexible: -"Net new" hire restrictions have been removed. All new co-op students are now considered for funding (not just new roles or more students than previous years). - Up to 75% in wage subsidies (to a max. of $7500) per co-op student hired. - Shortened work terms may now be eligible for funding (i.e.: work terms that begin after May). - Up to 75% of the wage subsidy may be provided in advance, reducing up-front hiring costs. - Co-op students can work from home.Workforce Development OpportunitiesGeneralLearn More
FedDev Ontario Supports Tourism and Recovery Efforts across Southern OntarioFedDev Ontario, Tourism Industry Association of CanadaThe Federal Government has announced that the Tourism Industry Association of Ontario (TIAO) will receive $30 million in FedDev Ontario Regional Relief and Recovery Fund (RRRF) funding to provide financial relief to destination marketing organizations (DMOs) across southern Ontario. The funding delivered by TIAO will support southern Ontario’s 66 DMOs to drive visitors back into local communities as the economy reopens. The assistance to DMOs will be provided in the form of non-repayable contributions. This, in turn will help generate new revenue for tourism dependent SMEs and help local economic recovery in communities across the region.Business Financing & Income SupportHospitality, TourismLearn More
Mississauga Joins Digital Main Street’s ShopHERECity of MississaugaTo help support our local small businesses, Mississauga is proud to announce it will be joining the ShopHERE, powered by Google program. The program will provide independent businesses and artists with resources to develop and launch an online store, with the support of local post-secondary students. Local businesses and artists can apply for the program to get their online store built at no-cost.Business Development, Planning & Advisory ResourcesGeneralStart-Up/ Small or Medium Size BusinessesLearn More
Province Reopening Child Care with Strict Protocols to Keep Kids and Staff SafeProvince of OntarioAs the Province continues to implement its Framework for Reopening the Province, child care centres and home care providers across Ontario will be able to reopen with strict safety and operational requirements in place, similar to the safety guidelines required for emergency child care centres. Effectively immediately, staff can re-enter child care facilities and begin preparation for reopening. When these operators have met all the strict and stringent guidelines for reopening, they will be permitted to reopen.Government Regulations & PolicyChild Day Care ServicesLearn More
Pandemic Info ShareCanadian Centre for Occupational Health and SafetyAn online platform to enable businesses to share their pandemic-related good practices and resources that other workplaces may find helpful in developing their own business continuity plans.The website is available in English and French, and users can search by industry/sector, resource type, and topics. Business Development, Planning & Advisory ResourcesGeneralLearn More
Support for Indigenous BusinessesGovernment of CanadaThe Federal Government has announced additional funding totaling $133 million in new funding to support Indigenous business through the pandemic and into recovery. Of these additional funds, $117 million will reach more community-owned First Nation, Inuit and Métis businesses including microbusinesses, who are not eligible for existing business support measures. A new stimulus development fund will also provide $16 million to support the Indigenous tourism industry.Business Financing & Income SupportGeneral, TourismIndigenous-Owned BusinessesLearn More
Develop your COVID-19 Workplace Safety PlanProvince of OntarioThe Ontario government is providing employers with a new general workplace guide, which will help them develop a safety plan to better protect workers, customers and clients. The new downloadable toolkit offers tips on how to help prevent the spread of COVID-19 as more people get back on the job during Stage 2 of the reopening of the province.Business Development, Planning & Advisory ResourcesGeneralLearn More
Ontario Temporary Ban on Commercial EvictionsProvince of OntarioThe Ontario government passed the Protecting Small Business Act, temporarily halting or reversing evictions of commercial tenants and protecting them from being locked out or having their assets seized during COVID-19. The legislation applies to businesses that are eligible for federal/provincial rent assistance for evictions from May 1, 2020 until August 31, 2020.Government Regulations & PolicyGeneralStart-Up/ Small or Medium Size BusinessesLearn More
Canada and Ontario Support Beef and Hog Farmers During COVID-19Government of Canada, Province of OntarioThe governments of Canada and Ontario are investing up to $10 million in emergency assistance for beef and hog farmers. The funding will help cover the increased costs of feeding market ready cattle and hogs due to COVID-19 related processing delays, while redirecting surplus pork products to help those in need. Farmers can claim $2 per head of cattle per day to help pay for additional maintenance costs should they have to keep their market-ready animals on their farms for extended periods of time.Business Financing & Income SupportAgricultureLearn More
Canada Emergency Response BenefitGovernment of CanadaCERB provides financial support to employed and self-employed Canadians who are directly affected by COVID-19. Payments of $2,000 for a 4-week period (the same as $500 a week) will be made for up to 24 weeks (up to August 29, 2020). Individuals are required to reapply for CERB every four weeks if support is still needed. Eligibility criteria for the CERB have been expanded, including allowances for individuals earning income while receiving support, seasonal workers and those who recently exhausted EI benefits. Please follow link for full information on eligibility and the application process.Business Financing & Income Support, Employment Income SupportGeneralLearn More
BDC Oil and Gas Sector FinancingBusiness Development Bank of CanadaBetween $12.5 million and $60 million for Canadian-based oil and gas producers, oilfield service companies and midstream providers. This program has been merged with BDC's Mid-Market Financing Program.Business Financing & Income SupportOil and GasLearn More
Co-Lending Program for Small and Medium-Sized EnterprisesBusiness Development Bank of Canada and Private Financial InstitutionsBetween $1 million and $12.5 million for cashflow needs, including regularly scheduled principal and interest payments on existing debt. Postpone principal payments for up to 12 months if you need additional breathing room. Available until or before September 30, 2020.Business Financing & Income SupportGeneralStart-Up/ Small or Medium Size BusinessesLearn More
BDC Mid-Market Financing ProgramBusiness Development Bank of Canada and Private Financial InstitutionsJunior loans ranging between $12.5 million and $60 million for medium-sized businesses particularly impacted by the COVID-19 pandemic and/or the recent decline in oil and gas prices. For medium-sized businesses with annual revenues in excess of about $100 million to $500 million, from any sector or industry. These loans can be used to cover operational liquidity needs and business continuity activities.Business Financing & Income SupportGeneralStart-Up/ Small or Medium Size BusinessesLearn More
Support for People and Jobs Fund - Ontario Supporting Indigenous-Owned Businesses During COVID-19Province of OntarioThe government of Ontario is providing up to $10 million through the Support for People and Jobs Fund to Indigenous-owned small and medium sized businesses to help them with much needed capital as the province begins to safely and gradually reopen the economy. Loans of up to $50,000 will be available to businesses that are either ineligible for, or unable to access, existing federal and provincial COVID-19 response initiatives for small businesses. Loans will be available through Aboriginal Financial Institutions. Up to 50% of each loan will be in the form of a non-repayable grant, with no interest due on the loan portion until December 31, 2022. Businesses may use these funds to cover general expenses such as payroll, rent, utilities and taxes. They may also be used towards increasing production capacity, developing new products, moving to online marketing, or to make improvements to accommodate social distancing requirements, such as the installation of plexiglass barriers. Business Financing & Income SupportGeneralStart-Up/ Small or Medium Size Businesses, Indigenous-Owned BusinessesLearn More
Green Jobs in Natural ResourcesGovernment of CanadaThe Government of Canada has announced $15.8 million to create green jobs and training opportunities for Canadian youth in the fields of science, technology, engineering and math (STEM) in the energy, forestry, mining, earth sciences and clean technology sectors. To be eligible to receive funding through this program to hire an intern, employers or hiring organizations can be: - Legal entities validly incorporated or registered in Canada, including for-profit and not-for-profit organizations - Indigenous organizations and groups, or - Provincial, territorial, regional and municipal governments and their departments and agencies where applicable. Applications are now available.Workforce Development OpportunitiesCleantech, Energy, Mining, Forestry, Earth SciencesLearn More
Ontario Agri-Food Job PortalProvince of OntarioA one-stop-shop that highlights employment openings and training resources in Ontario’s agriculture and food sector.Workforce Development OpportunitiesFood & Beverage, AgricultureLearn More
ArchAngel Network of FundsArchAngelA consortium of superangels and venture capitalists, from the Toronto-Waterloo Innovation Corridor ecosystem have come together to create an early stage investment fund to support Canada’s new entrepreneurs and proven innovators for the current COVID-19 crisis. The fund is meant to augment government COID-19 counter measures with additional capital, global partner networks, and expertise.Business Financing & Income Support, Business Development, Planning & Advisory ResourcesGeneralStart-Up/ Small or Medium Size BusinessesLearn More
Ontario Agri-Food Job PortalProvince of OntarioA one-stop-shop that highlights employment openings and training resources in Ontario’s agriculture and food sector.Workforce Development OpportunitiesFood & Beverage, AgricultureLearn More
Agri-Food Open for E-Business InitiativeOntario Ministry of Agriculture, Food and Rural AffairsThe Governments of Ontario and Canada are investing up to $2.5 million to help the agri-food sector expand online, providing more opportunities for producers to grow their business and offer more food choices for families who are shopping from home during the COVID-19 outbreak. The Agri-Food Open for E-Business initiative will help food producers, farmers markets, retailers, garden centres, greenhouses, nurseries, and agricultural associations develop online business, providing consumers with greater access to a wide variety of food and agriculture products. This targeted application intake features two funding streams: (1) Bring Your Business Online - Eligible organizations and businesses can apply for a grant of up to $5,000 to establish an online e-business and marketing presence; (2) Develop Online Business Opportunities - Eligible organizations, businesses and collaborations can apply for cost-share funding of up to $75,000 to implement high-impact projects. Due to high demand, the intake has been paused while applications that have already been submitted as of May 25, 2020 at 2:30 p.m. are reviewed and funding decisions are made. If funding is still available following the review of the remaining applications, the ministry will re-open this targeted application intake. Please see link for more details.Business Financing & Income Support, Business Development, Planning & Advisory ResourcesFood & Beverage, AgricultureLearn More
Credit Support for Producers, Agribusinesses and Food ProcessorsFarm Credit CanadaFarm Credit Canada will receive support from the Government of Canada to support producers, agribusinesses and food processors during COVID-19. Effective immediately, FCC has put in place: - a deferral of principal and interest payments up to six months for existing loans; or - a deferral of principal payments up to 12 months. If you’d like more information on these options or on how FCC can help improve your financial position, please contact your local office or the Customer Service Centre at 1-888-332-3301 for further details. Business Financing & Income SupportFood & Beverage, AgricultureLearn More
Farm Credit Canada Term LoansFarm Credit CanadaFCC has expanded offerings to include term loans up to $2.5M, with no fees and an 18-month interest-only option available over a 10-year amortization. These funds can be used for working capital and to modify production due to the impacts of COVID-19. FCC customers and non-customers are eligible to apply for FCC lending products. More information is available by contacting a local office or the Customer Service Centre at 1-888-332-3301. Business Financing & Income SupportFood & Beverage, AgricultureLearn More
AgriRecoveryGovernment of CanadaThe AgriRecovery Framework is part of a suite of federal-provincial-territorial (FPT) Business Risk Management (BRM) tools under the Canadian Agricultural Partnership. AgriRecovery is an FPT disaster relief framework intended to work together with the core BRM programs to help agricultural producers recover from natural disasters. The focus of AgriRecovery is the extraordinary costs producers must take on to recover from disasters. Extraordinary costs are costs which producers would not incur under normal circumstances, but which are necessary to mitigate the impacts of a disaster and/or resume farming operations as quickly as possible following a disaster. Further, AgriRecovery is intended to respond in situations where producers do not have the capacity to cover the extraordinary costs, even with the assistance available from other programs.Business Financing & Income SupportFood & Beverage, AgricultureLearn More
Government of Canada Funding for Fish HarvestersGovernment of CanadaThe Government of Canada announced up to $469.4 million in new measures to support Canada’s fish harvesters, who are economically impacted by the pandemic but cannot access existing federal measures. Fundings covers the Fish Harvester Benefit and Fish Harvester Grant programs as well as adjustments to the Employment Insurance program to better support self-employed fish harvesters. Please see link for details.Business Financing & Income SupportFood & Beverage, FisheriesLearn More
Ontario Supports Ontario's Beverage Alcohol Sector During COVID-19Province of OntarioThe Ontario Government is supporting Ontario's beverage alcohol sector with a number of initiatives including; Pausing increases to beer and wine taxes, previously scheduled to take effect in spring 2020; Temporarily allowing licensed restaurants and bars to sell alcohol with food takeout and delivery orders between the hours of 9:00 a.m. and 11:00 p.m.; Temporarily allowing licensed restaurants and bars to sell spirits at a lower price with food takeout and delivery orders; Allowing restaurants and bars to temporarily create or extend outdoor patio spaces to safely accommodate patrons and staff once licensed establishments are permitted to reopen for business; Making it easier for cideries to sell directly to consumers by temporarily removing the requirement for cideries to have five acres of planted fruit to qualify for an on-site store; Extending the Ontario Wine and Grape Strategy to 2021-22, providing $7.5 million annually for VQA Support, $4.8 million annually for marketing and promotion, $250,000 for research and $250,000 for benchmarking; and Extending the Small Cidery and Small Distillery Support Program to 2021-22, providing $2.6 million annually to help eligible businesses grow and scale up their operations.Business Financing & Income Support, Employment Income SupportFood & Beverage, Hospitality, TourismLearn More
Agriculture and Food Business Solutions FundFarm Credit CanadaA $100 million fund to support agribusiness and agri-food sector companies through unexpected business disruptions, such as the COVID-19 pandemic. The fund is set up to support a wide range of enterprises, including companies involved in primary production, agri-tech, manufacturing, packaging and distribution. The fund will provide companies with innovative solutions such as convertible debt investments and other flexible financing solutions. Applications will be assessed individually on their merit, and will be supported to a maximum of $10 million. To qualify, companies need to demonstrate an impact from an unexpected business disruption, such as the loss of a key supplier, temporary loss of a facility or permanent loss of critical staff or leadership. Business Financing & Income SupportFood & Beverage, Manufacturing, AgricultureLearn More
Youth Employment and Skills Program Enhancement for Youth in the Agriculture SectorEmployment and Social Development CanadaThe Federal Government is investing up to $9.2 million to enhance the Youth Employment and Skills Program (YESP) and fund up to 700 new positions for youth in the agriculture industry. The YESP will provide agriculture employers up to 50 per cent of the cost of hiring a Canadian youth up to $14,000. Indigenous applicants and those applicants hiring a youth facing barriers are eligible for funding of up to 80 per cent of their costs. Eligible applicants include producers, agri-businesses, industry associations, provincial and territorial governments, Indigenous organizations and research facilities. Employers may apply for this funding retroactive to April 1, 2020, with projects to be completed by March 31, 2021. Application forms are available through the Youth Employment and Skills Program, or to get more information, please contact aafc.yesp-pecj.aac@canada.ca, or call: 1-866-452-5558.Business Financing & Income Support, Workforce Development OpportunitiesFood & Beverage, AgricultureLearn More
Ontario and Canada Helping Small Businesses Go DigitalGovernment of Canada, Province of OntarioThe Ontario government, in partnership with the federal government, is helping small businesses reach more customers through the Digital Main Street platform. The initiative will invest $57-million to help up to 22,900 Ontario businesses create and enhance their online presence and generate jobs for more than 1,400 students. Businesses will be able to take advantage of three new programs to support their digital transformation: i. shopHERE powered by Google will leverage Ontario's strengths by hiring highly skilled and trained students to build and support the launch of online stores for businesses that previously did not have the capacity to do so themselves. ii. Digital Main Street Grant will help main street small businesses be digitally more effective. Through a $2,500 grant administered by the Ontario BIA Association, small businesses will be able to adopt new technologies and embrace digital marketing. iii. Future-Proofing Main Street will provide specialized and indepth digital transformation services and support that helps existing main-street firms adapt to changes in their sector and thrive in the new economy. Business Development, Planning & Advisory ResourcesGeneralStart-Up/ Small or Medium Size BusinessesLearn More
Digital Transformation Support Through Recovery Activation ProgramToronto Region Board of TradeThe Recovery Activation Program (RAP) is an online workshop program that connects businesses with industry experts for guidance, mentorship and practical advice about process modernization and end-to-end digital transformation. It is completely free for businesses and supports firms of any size across Ontario. Program is accepting applications.Business Development, Planning & Advisory ResourcesGeneralLearn More
Extension of lay-off periods - Federally Regulated Private SectorGovernment of CanadaTemporary measures under Part III of the Canada Labour Code have extended certain time periods set out in the Regulations to give employers more time to recall employees who have been laid off. See link for more details.Government Regulations & PolicyGeneralLearn More
Canada Student Service GrantGovernment of CanadaAdministered by WE Charity, the Canada Student Service Grant, CSSG, is a one-time payment available at five levels, ranging from $1,000 to $5,000. The amount will vary based on the number of hours each volunteer completes, with $1,000 provided for each 100 hours completed, up to a maximum of $5,000 for 500 hours.Employment Income SupportGeneralLearn More
Canada Emergency Business AccountGovernment of Canada, Private Financial InstitutionsThe Government of Canada is guaranteeing interest-free loans of up to $40,000 to small businesses and not-for-profits, to help cover operating costs they have not been able to defer due to COVID-19. If the loan is repaid by December 31, 2022, 25 per cent (up to $10,000) will be forgiven. As of June 26, 2020, businesses eligible for CEBA now include those with total employment income paid in the 2019 calendar year between Cdn.$20,000 and Cdn.$1,500,000. Or, for applicants with Cdn.$20,000 or less in total employment income paid in the 2019 calendar year, the borrower must have a Canada Revenue Agency business number and have filed a 2018 or 2019 tax return, and have eligible non-deferrable expenses between Cdn.$40,000 and Cdn.$1,500,000. Eligible non-deferrable expenses could include costs such as rent, property taxes, utilities, and insurance. Expenses will be subject to verification and audit by the Government of Canada. To determine eligibility and to access a loan, businesses should contact their primary lender.Business Financing & Income SupportGeneralStart-Up/ Small or Medium Size BusinessesLearn More
Sign By-law and Portable Signs on Road Allowances Corporate Policy AmendmentsCity of MississaugaCouncil approved an extended exemption period for amendments made to the Sign By-law from June 30 to December 31, 2020 for businesses to match community groups. Council amended the Sign By-law in March to grant exceptions to support community groups, organizations and businesses impacted by the COVID-19 pandemic. Businesses and community groups can access portable sign applications online using eSigns.Government Regulations & PolicyGeneralLearn More
Industrial and Commercial Electricity Global Adjustment Charge DeferralProvince of OntarioThe Ontario government is helping large industrial and commercial companies return to full levels of operation without the fear of electricity costs spiking by providing more stable electricity pricing for two years. Effective immediately, companies that participate in the Industrial Conservation Initiative (ICI) will not be required to reduce their electricity usage during peak hours, as their proportion of Global Adjustment (GA) charges for these companies will be frozen. The government previously announced it was providing temporary relief for industrial and commercial electricity consumers that do not participate in the Regulated Price Plan (RPP) by deferring a portion of GA charges for April, May and June 2020.Tax & Payment Relief MeasuresGeneralLearn More
Ontario-Canada Emergency Commercial Rent Assistance (OCECRA)Government of Canada, Province of Ontario and Canadian Mortgage and Housing Corporation UPDATE: OCECRA will be extended by one month to cover elgible small business rents for July. In addition, to simplify the application process for all applicants, the government is removing the requirement to claw-back insurance proceeds and provincial rent supports from the CECRA forgivable loan amount for both existing and new applicants. Existing applicants who are affected will be notified and will have any previously clawed-back amounts restored to their forgivable loan. OCECRA for small businesses provides relief for small businesses experiencing financial hardship due to COVID-19. It offers unsecured, forgivable loans to eligible commercial property owners to: reduce the rent owed by their impacted small business tenants; and meet operating expenses on commercial properties. Property owners must offer a minimum of a 75% rent reduction for the months of April, May, June and July 2020. This program is administered through the Canadian Mortgage and Housing Corporation and funding will be distributed through commercial property owners with small business tenants. The application portal is now open. To find out how much rent support an entity may be eligible for, please visit Ontario.ca/rentassistance to use the Rent Assistance Calculator.Business Financing & Income SupportGeneralStart-Up/ Small or Medium Size BusinessesLearn More
Multi-Jurisdictional Registry Access ServiceGovernment of CanadaIn an effort to make it simpler and faster to start a business in Canada, governments across the country have together developed and launched a digital solution to improve business registration, saving businesses time and money. The digital solution, called the Multi-Jurisdictional Registry Access Service (MRAS), reduces red tape and internal trade barriers for companies by connecting business registries across the country. It enables businesses in Canada to register seamlessly in select provinces and territories without having to provide the same information to each jurisdiction. British Columbia, Alberta, Saskatchewan and Manitoba have become the first jurisdictions to adopt the MRAS digital solution to connect their business registries and exchange information. More business registries are expected to use MRAS to expand streamlined business registration across Canada, starting with Corporations Canada (federal) in the fall 2020.Government Regulations & PolicyGeneralLearn More
GST, HST & Import Duty Tax DeferralGovernment of CanadaOn March 27, 2020, the Federal government announced that it would allow businesses, including self-employed individuals, to defer all Goods and Services Tax/Harmonized Sales Tax (GST/HST) payments, as well as customs duty payments owed for imports, until the end of June. The money this left in the pockets of business owners – the equivalent of providing up to $30 billion in interest-free loans – helped them continue to pay their employees and their bills, and helped ease cash-flow challenges across the country. The GST/HST and customs duty payment deferral is ending as planned on June 30, 2020. Businesses that continue to experience difficulty in remitting GST/HST and customs duty amounts owing can contact the Canada Revenue Agency (CRA) and Canada Border Services Agency (CBSA) to make a request for the cancellation of penalties and interest, and/or for a flexible payment arrangement with the CRA. Tax & Payment Relief MeasuresGeneralLearn More
Temporarily Extended Time Periods for Employers to Recall Employees Laid Off Due to the COVID-19 PandemicGovernment of CanadaThe Federal government announced changes to extend time periods for temporary layoffs to allow employers more time to recall laid-off employees. The temporary changes will help protect the jobs of federally regulated private-sector employees and support employers facing economic hardship as a result of the pandemic. Prior to these changes, employers could temporarily lay-off their employees for up to three months if no notice with a recall date was provided, or for a period of up to six months if they provided a notice with an expected recall date, before the lay-off became a termination. The amendments, which are set out in the Canada Labour Standards Regulations, temporarily extend these time periods by up to six months: - For employees laid off prior to March 31, 2020, the time period is extended by six months or to December 30, 2020, whichever occurs first. - For employees laid off between March 31, 2020, and September 30, 2020, the time period is extended until December 30, 2020, unless a later recall date was provided in a written notice at the time of the layoff. These changes, which came into effect on June 22, 2020, do not apply to employees who are covered by a collective agreement that contains recall rights.Government Regulations & PolicyGeneralLearn More
Deferred Salary Leave PlansGovernment of CanadaFinance Minister Bill Morneau announced the release of proposed amendments to the Income Tax Regulations (Regulations) that apply to registered pension plans and deferred salary leave plans. These temporary relieving measures would help the participating employers and employees of those plans in the face of challenges created by the COVID-19 pandemic. The deferred salary leave plan (DSLP) rules permit employees to defer part of their salary over a number of years in order to fund a paid leave of absence from their job. The deferred salary is taxable when received by the employee during the leave of absence. As part of the response to the COVID-19 pandemic, some employees have been recalled to work before having been on leave for six months. As well, some employees will not be able to begin their leave of absence as scheduled. Under existing tax rules, when an employee’s DSLP ceases to meet the relevant conditions, the plan must be terminated and all deferred salary must be paid to the employee and included in their income. To address these circumstances, the government proposes to add temporary stop-the-clock rules to the conditions applicable to DSLPs. These temporary changes will not require a DSLP to be terminated if an employee suspends a leave of absence to return to work or if an employee chooses to delay their paid leave of absence.Tax & Payment Relief MeasuresGeneralLearn More
COVID-19 Emergency Support Fund for Cultural, Heritage and Sport OrganizationsCanadian HeritageThe COVID-19 Emergency Support Fund for Cultural, Heritage and Sport Organizations will be a $500 million fund to help address the financial needs of affected organizations within these sectors so they can continue to support artists and athletes. This measure is consistent with the Government of Canada's other existing COVID-19 support measures for wages and fixed costs for organizations. Beginning May 8th, partner organizations will be contacted so that funds can begin to flow to cultural and sport organizations. Canadian Heritage is working closely with its partners – in particular, the Canada Council for the Arts, the Canada Media Fund, FACTOR, Musicaction, and Telefilm Canada – to distribute the funds as quickly as possible using existing channels. UPDATE: As part of Phase 2 of the disbursement of funds, to address gaps that have been identified by industry, additional funding will be directed to other organizations - some of which do not normally receive funding rom Canadian Heritage, the Canada Council for the Arts, Telefilm Canada or the Canada Media Fund.Business Financing & Income SupportCulture, Tourism, Recreation, MediaLearn More
Union Training and Innovation ProgramEmployment and Social Development CanadaThe Federal Government is investing $40 million over three years in the Union Training and Innovation Program and has launched two calls for proposals. Eligible organizations are encouraged to apply for funding through two streams: Stream 1: Investments in Training Equipment; and Stream 2: Innovation in Apprenticeship. Eligible projects will help unions across Canada improve the quality of training through investments in equipment and materials and support innovation and broad-based partnerships to address challenges faced by apprentices. The Program will also help to reduce barriers to participation and success in the trades among under?represented groups such as women, newcomers, persons with disabilities and visible minorities including Black Canadians. In order to support institutions as they continue to look at alternative delivery methods for future training, the Government encourages projects that allow apprentices and organizations to continue their training online. The calls for proposals will remain open for eight weeks, with a closing date of August 28, 2020. Workforce Development OpportunitiesGeneralLearn More
Ontario Makes it Easier for Truck Drivers to get Tested for COVID-19Province of OntarioThe Ontario government is piloting a new system that will make it easier for truck drivers to access COVID-19 testing through a partnership with DriverCheck. This is part of the government's efforts to stop the spread of COVID-19 and protect public health across the province. The pilot program will allow truck drivers to access voluntary testing on a first-come, first-served basis at locations where there is high volume truck traffic, including Kitchener and Ayr, as well as a mobile option. DriverCheck will roll out the project in phases beginning July 8 until September 8, 2020. Government Regulations & PolicyLogistics Learn More
Infectious Disease Emergency LeaveProvince of OntarioThe Province has enacted a new regulatory amendment that will put non-unionized employees on Infectious Disease Emergency Leave during the COVID-19 outbreak any time their hours of work are temporarily reduced by their employer due to COVID-19. This will ensure businesses aren't forced to terminate employees after their ESA temporary layoff periods have expired. Under the new regulatory change to the Employment Standards Act, non-unionized employees who have had their hours reduced or eliminated because of the pandemic will be deemed to be on Infectious Disease Emergency Leave. Workers will remain employed with legal protections and be eligible for federal emergency income support programs.Government Regulations & PolicyGeneralLearn More
Enhanced Agri-food Workplace Protection ProgramCanadian Agricultural PartnershipThe Government of Ontario is investing up to $15 million to expand a program which helps support the agri-food sector and better protect workers during the COVID-19 outbreak. The Enhanced Agri-food Workplace Protection Program will help more farmers and packing operations by significantly increasing the cost-share funding to purchase Personal Protective Equipment (PPE) and do workplace modifications and other measures to improve health and safety for their workers and ensure the continued supply of locally grown food during the COVID-19 outbreak.Business Financing & Income SupportAgriculture, Food & BeverageLearn More
Agri-Food Workplace Protection ProgramCanadian Agricultural PartnershipOMAFRA has partnered with the Workplace Safety & Prevention Services (WSPS) to provide agri-food businesses, organizations and associations with educational resources, tools and consulting services to help them implement COVID-19 health and safety protocols. Additional details about businesses that may qualify can be found on the WSPS website.Business Financing & Income SupportAgriculture, Food & BeverageLearn More
Emergency Processing FundGovernment of CanadaThe Government of Canada will provide targeted support to farmers, ranchers, agricultural producers, and food processors by creating a $77.5 million Emergency Processing Fund to help food producers access more personal protective equipment (PPE), adapt to health protocols, automate or modernize their facilities, processes, and operations, and respond to emerging pressures from COVID-19 so they can better supply Canadians with food during this period. The program will prioritize projects based on two objectives: i. Emergency COVID Response to assist companies to implement changes required by COVID-19 to ensure the health and safety of workers. This funding will assist with plant retrofits or adjustments to existing operations to accommodate changes to processes and production; and increasing capacity for herd management. ii. Strategic Investments to assist companies to improve, automate, and modernize facilities needed to increase Canada’s food supply capacity. Eligible applicants include for-profit organizations, cooperatives and indigenous groups. Activities can be retroactive to March 15, 2020 and must be completed by September 30, 2020. Applications are being accepted a continuous basis until 12:00 p.m. (midnight) EDT Friday, July 31, 2020 or earlier if funding is fully allocated before that date. Business Financing & Income SupportFood & Beverage, AgricultureLearn More
Municipal Accommodation Tax DeferralCity of MississaugaTo provide further assistance to hoteliers, Council approved deferral of the Municipal Accommodation Tax (MAT) for the additional months of  June to November 2020. Tax due on June 30 and July 31 was deferred to October 31; August 31 and September 30 to November 30; and October 31 and November 30 to December 31, 2020.  Penalty and interest charges are to be set to zero per cent from July 2 to December 31. An initial deferral of the MAT was done on April 8.Tax & Payment Relief MeasuresHospitality, TourismLearn More
Canada Emergency Wage Subsidy - 75% Wage SubsidyGovernment of CanadaCanada Emergency Wage Subsidy (CEWS) provides a 75% wage subsidy to eligible employers for up to 12 weeks, retroactive to March 15, 2020. The Government of Canada has provided a detailed description of the applicaton process and eligibility criteria, including a subsidy calculator that allows employers to calculate their eligible funding amount. Applications are now open. Direct deposits will begin to appear in employers’ accounts as of May 7, 2020. Applications for claim period 4 (June 7 to July 4) will open July 8, 2020. The government announced on May 15, 2020, that the CEWS would be extended by an additional 12 weeks, to August 29, 2020. The eligibility criteria will apply for the current period (period 4). Any potential changes would commence as of periods 5 (July 5 to August 1) and/or 6 (August 2 to August 29). More information about the announced CEWS extension to August 29 will be coming soon.Business Financing & Income SupportGeneralLearn More
10% Temporary Wage SubsidyGovernment of CanadaThe 10% Temporary Wage Subsidy for Employers is a three-month measure that will allow eligible employers to reduce the amount of payroll deductions required to be remitted to the Canada Revenue Agency (CRA). Please see link to for details, including how to calculate your remittance reduction. Note: The Canada Emergency Wage Subsidy, which provides a 75% wage subsidy to eligible employers, is a separate program. For more information on that program, see Canada Emergency Wage Subsidy (https://www.canada.ca/en/revenue-agency/services/subsidy/emergency-wage-subsidy.html).Business Financing & Income SupportGeneralLearn More

Government of Canada - COVID-19 Business Relief Portal

The Government of Canada is also offering a Relief Portal aimed at supporting businesses. Find COVID-19 support and other programs and services related to your business.