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This Business Relief Portal is a self-selection tool that helps identify relief programs and incentives that best apply to specific business needs and links to the government source of support. This page is updated on a weekly basis. Please continue to monitor this page for new updates.


Business Advisory Services

Are you a business in Mississauga that would like one-on-one business relief guidance and support? Access the Business Advisory Services Program to receive:

  • A FREE 1-hour consultation meeting with a Legal, Accounting, Business Operations, Sales or Digital Marketing Strategies professional to address your unique business needs
  • Guidance related to key Provincial and Federal business relief programs
  • Support available in various languages*
  • Post-consultation resources

If you are interested, click here and fill out the Business Advisory Services Program inquiry form.

*Subject to specific services accessed. Languages include English, French, Punjabi, Hindi, Urdu, Italian, Spanish, Albanian, Bengali, Portuguese, Cantonese, Gujarati, Mandarin, Kannada, Telugu, and Tami


 

Province of Ontario’s “Get Help with COVID-19 Costs – How to Apply for Funding”

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Program NameResource ProviderDescriptionWebsite
Public Health Lockdown SupportGovernment of CanadaThe Government is proposing that organizations subject to a qualifying public health restriction would be eligible for support at the subsidy rates as calculated in the Tourism and Hospitality Recovery Program, regardless of sector, if they have one or more locations subject to a public health restriction (lasting for at least seven days in the current claim period) that requires them to cease activities that accounted for at least approximately 25 percent of total revenues of the employer during the prior reference period. Applications not currently open, see news release for more details. Business Financing & Income SupportGeneralLearn More
The Canada Worker Lockdown BenefitGovernment of CanadaThe government is proposing the Canada Worker Lockdown Benefit. The Canada Worker Lockdown Benefit, which would provide income support to workers whose employment is interrupted by specific government-imposed public health lockdown scenarios and who are unable to work due to such restrictions. Applications are not currently open, please see the news release for more information. Employment Income SupportGeneralLearn More
The Hardest-Hit Business Recovery ProgramGovernment of CanadaThe Government of Canada proposed the Hardest-Hit Business Recovery Program. The fund would provide support through the wage and rent subsidy programs, would support other businesses that have faced deep losses, with a subsidy rate of up to 50 per cent. Business Financing & Income SupportGeneralLearn More
The Tourism and Hospitality Recovery FundGovernment of CanadaThe Government of Canada is proposing the tourism and hospitality recovery fund. This fund would provide support through the wage and rent subsidy programs, to hotels, tour operators, travel agencies, and restaurants, with a subsidy rate of up to 75 per cent. - Applications are not currently open, please see the news release for more details. Business Financing & Income SupportHospitality, TourismLearn More
New Ontario Business RegistryProvince of OntarioOntario is launching a new Ontario Business Registry on October 19, making it more efficient for businesses and not-for-profit corporations to interact with the Ontario government. Businesses will now be able to complete over 90 transactions through the new online registry, including registering a new business and dissolving an existing one. Registrations or filings that were previously submitted by mail or fax can now be done instantly through the online registry. Along with the launch of the Ontario Business Registry, the Not-for-Profit Corporations Act, 2010 will come into force on October 19, which will provide a modern legislative framework for Ontario’s not-for-profit corporations. The legislation will significantly reduce the bureaucratic burden on not-for-profit corporations, moving from paper-based filings to digital services and providing them with enhanced flexibility.Government Regulations & PolicyGeneralLearn More
Hospitality EDGEDestination Toronto, Tourism Mississauga, City of Toronto's Economic Development & Culture department, Tourism Office of the City of BramptonHospitality EDGE offers a collection of free online courses for tourism and hospitality workers to help facilitate the return of hospitality workers as more businesses in the sector prepare for the next stages of recovery. Workers in the hospitality industry – or those looking for new opportunities in the sector – can take advantage of  free online courses for the travel and hospitality community.  These courses are an opportunity to learn new safety protocols, help individuals advance in their careers, and feel more prepared to re-enter the workforce. Workforce Development OpportunitiesHospitality, TourismLearn More
Regional Air Transportation Initiative (RATI)Government of CanadaRegional Air Transportation Initiative (RATI) is a $206-million program that will provide support over two years to eligible regional businesses and airports that directly contribute to regional air transportation. Eligible applicants include; Regional and local air carriers; Regional and local airports; and Businesses, cooperatives, business groups, not-for-profit organizations and public institutions that are part of the regional air transportation ecosystem. Contributions to not-for-profit organizations and Indigenous clients are generally non-repayable. Contributions to for-profit organizations and businesses are generally repayable or conditionally repayable. Program is open for applications through appropriate Regional Development Agency.Business Financing & Income SupportAerospace & Air TransportationLearn More
Francophone Business NetworkProvince of OntarioThe Ontario government announced that the Club canadien de Toronto has been selected to develop the Francophone Business Network. This new province-wide innovative online platform will help entrepreneurs share their expertise and best practices and form new strategic partnerships. The province is investing $250,000 to support the development of the Network.Business Development, Planning & Advisory ResourcesGeneralFrancophone-Owned Businesses and EntrepreneursLearn More
Agri-Tech Innovation Cost-Share Program - Innovation StreamProvince of OntarioThe Agri-Tech Innovation cost-share program will support the modernization of workplaces, by funding projects to implement advanced or innovative technology (such as automation and robotics), that will enhance the protection of workers health and safety against COVID-19, lead to business efficiencies and productivity, and help build the sector's resilience. Funding of up to 60% of eligible costs, to a maximum of $750,000, is available. Applications open from August 19 to September 27, 2021.Business Financing & Income SupportFood & Beverage, AgricultureFood & Beverage, AgricultureLearn More
My Main StreetGovernment of CanadaMy Main Street is a $23.25-million investment by the Government of Canada through the Federal Economic Development Agency for Southern Ontario to help drive business to local communities in the aftermath of COVID-19. Targeted non-repayable contributions and programs will be provided across southern Ontario. Applications will open in Fall 2021. Business Financing & Income SupportGeneralLearn More
Governments Supporting Economic Recovery of Ontario FarmersGovernment of Canada, Province of OntarioThe Governments of Canada and Ontario are investing $7.3 million through the Canadian Agricultural Partnership to help support farmers and agri-food businesses. The investment will fund projects in priority areas that increase food safety, accelerate sector innovation and help farmers bring new products to market to grow their businesses. This funding supports more than 600 cost-shared projects that strengthen Ontario’s agri-food sector by helping eligible farmers in over 270 communities across the province to continue producing safe, high quality food in Ontario.Business Financing & Income SupportAgricultureLearn More
Winery Agri-Tourism COVID-19 Relief InitiativeProvince of OntarioThe Ontario government is launching a new Winery Agri-Tourism COVID-19 Relief Initiative to support agri-tourism businesses impacted by the COVID-19 pandemic. Ontario wineries and cideries with on-site stores whose business were impacted by COVID-19 safety measures to stop the spread of the virus will be eligible for this one-time grant. Businesses that saw a revenue decline in at least one area of their operations, such as decreased tourism, tours, events and tastings, or have faced increased expenses to comply with public health safety measures for COVID-19 will be eligible to receive support.Businesses that saw a revenue decline in at least one area of their operations, such as decreased tourism, tours, events and tastings, or have faced increased expenses to comply with public health safety measures for COVID-19 will be eligible to receive support. As the delivery agent of the new Winery Agri-Tourism COVID-19 Relief Initiative, Agricorp will send applications for the program directly to eligible wineries and cideries on July 20, 2021.Business Financing & Income SupportHospitality, TourismLearn More
Business Advisory ServicesCity of MississaugaOne-on-one business relief guidance and support for Mississauga businesses. The program provides:- A free 1-hour consultation meeting with a Legal, Accounting, Business Operations, Sales or Digital Marketing Strategies professional to address your unique business needs- Guidance related to key Provincial and Federal business relief programs- Support available in various languages- Post-consultation resourcesBusiness Development, Planning & Advisory ResourcesGeneralStart-Up/ Small or Medium Size BusinessesLearn More
ShopHERE - MississaugaCity of MississaugaShopHERE creates online stores for independent small businesses and artists at no cost. Mississauga businesses and artists can access the following:- A customized online store with their information, branding, logo, etc.- Hands-on assistance setting up and launching of their online store- Training to support their online store, including topics sich as digital marketing, shipping and inventory management- Free tools to support the launch of their online storesBusiness Development, Planning & Advisory ResourcesGeneralStart-Up/ Small or Medium Size BusinessesLearn More
#MississaugaMadeCity of MississaugaMississauga Made is an online initiative inspired to support and promote local Mississauga products, businesses, artists, stories, activities and experiences within our community. The Mississauga Made marketplace is a FREE promotional advertising opportunity for all locally-based businesses. Business Development, Planning & Advisory ResourcesGeneralStart-Up/ Small or Medium Size BusinessesLearn More
Digital Transformation GrantProvince of Ontario, Ontario BIA AssociationThe Ontario government is investing $10 million towards the Digital Main Street program for 2021-22 to help over 13,000 small businesses expand their digital presence and market their services online. As businesses enter Step 3 of the Roadmap to Reopen, the renewed program will provide small businesses with $2,500 grants, technical training, and digital resources to help them reach more customers in person and online, positioning them for a stronger recovery.Business Financing & Income Support, Business Development, Planning & Advisory ResourcesGeneralStart-Up/ Small or Medium Size BusinessesLearn More
Digital Main Street MississaugaCity of Mississauga, Government of Canada, Province of Ontario, Toronto Association of Business Improvement Areas, Ontario Business Improvement Area AssociationThe Digital Main Street (DMS) program continues to support main street small businesses in Mississauga. Digital Main Street is a program that helps main street businesses achieve their digital transformation goals. This program is built around an online learning platform, structured training programs, and our Digital Service Squad, a team of digital experts who help main street businesses grow and manage their operations through digital tools and technology.Business Development, Planning & Advisory ResourcesGeneralStart-Up/ Small or Medium Size BusinessesLearn More
Canada Digital Adoption Program - Boost Your Business TechGovernment of CanadaThis program focuses on helping small and medium-sized businesses accelerate their digital transformation to fuel economic recovery. Through the Boost Your Business Tech stream, eligible businesses will receive:- Grants to help cover the costs of accessing advisory services to develop digital adoption roadmaps as well as technology planning- Access to a network of students to help them with their digital transformation- 0% interest loans from BDC to help finance the implementation of technology adoption plansMore information will be available in the coming weeks.Business Financing & Income Support, Business Development, Planning & Advisory ResourcesGeneralStart-Up/ Small or Medium Size BusinessesLearn More
Tourism Relief FundGovernment of CanadaThe Tourism Relief Fund supports tourism businesses and organizations to adapt their operations to meet public health requirements while investing in products and services to facilitate their future growth. To be considered eligible for this fund, applicants must meet at least one of the following criteria: Be a key supplier or operator in the visitor experience; Be part of a defined tourism cluster or a tourism dependent community, including supporting downtown cores; or Provide an anchor product or service in a tourism destination. Contributions to businesses will be either: non-repayable contributions up to $100,000 for up to 50 percent of eligible costs; or fully repayable contributions up to $500,000 for up to 75 percent of eligible costs.Business Financing & Income SupportGeneralLearn More
Jobs & Growth FundGovernment of CanadaThe Jobs and Growth Fund provides $700 million over three years to businesses and organizations that support them to help create jobs, future-proof their businesses and prepare for growth. This includes up to $70 million dedicated to eligible businesses created after January 2020. Eligible businesses could receive interest-free repayable contributions for up to 50 percent of eligible costs. Applications will be accepted on a continuous intake basis until such time as the funding is fully allocated. Business Financing & Income SupportGeneralLearn More
Sign By-law and Portable Signs on Road Allowances Corporate Policy AmendmentsCity of MississaugaPlease note the amended Sign By-law has been extended to January 1, 2022 at 12:01 am. The amendment provides additional advertising opportunities for businesses and community groups allowing:- Three additional portable signs per street front to be added without a permit- The maximum display period to be 30 days (extended from 21 days)- The number of permits per group to be 15 per year (increased from 10) Businesses and community groups can access portable sign applications online using eSigns.Government Regulations & PolicyGeneralLearn More
Loan Guarantee for Small and Medium-Sized EnterprisesExport Development Canada and Private Financial InstitutionsThrough the Business Credit Availability Program, Export Development Canada (EDC) is working with financial institutions to guarantee 80% of new operating credit and cash flow term loans of up to $6.25 million to small and medium-sized enterprises (SMEs). This financing support is to be used for operational expenses and is available to both exporting and non-exporting companies. This program is now available at various financial institutions and credit unions. Business Financing & Income SupportGeneralStart-Up/ Small or Medium Size BusinessesLearn More
City of Mississauga 2021 Property Tax Deferral ProgramCity of MississaugaThe application-based program will allow eligible residential and business property owners to apply to defer their property tax payments in 2021. As of January 1, 2021, all regular property tax billings, collections, application fees and charges have resumed to the normal schedule, including late payment charges. If eligible resident or business property owners need more time to pay their property taxes, they can apply to the deferral program to have their payments deferred to December 15, 2021. To be eligible for the 2021 Property Tax Deferral program, property owners will need to provide a COVID-related reason for their financial hardship such as extreme revenue loss, loss of employment, business closure, prolonged suspension of pay, insolvency and/or bankruptcy. Additionally, eligible property owners cannot have any tax arrears (property tax debt) prior to March 2020. The window to apply for a property tax deferral of final instalments is June 1 to August 31, 2021. Tax & Payment Relief MeasuresGeneralLearn More
Black Entrepreneurship Loan FundGovernment of CanadaThe Black Entrepreneurship Loan Fund is a partnership between the Government of Canada, Black-led business organizations, and several financial institutions. It will provide loans up to $250,000 to Black business owners and entrepreneurs across the country. The Government of Canada has announced that the Loan Fund is accepting loan applications from Black business owners and entrepreneurs through the Federation of African Canadian Economics (FACE).Business Financing & Income SupportGeneralStart-Up/ Small or Medium Size Businesses, Black-Owned Businesses and EntrepreneursLearn More
Museums Assistance ProgramGovernment of CanadaThe Federal government announced $41 million to support heritage organizations across Canada in 2021–22 as they reopen and safely welcome back visitors. The Museums Assistance Program (MAP) will be accessible to a broad range of organizations through a streamlined online application process. It builds on the $53 million provided by the government as part of the COVID-19 Emergency Fund for Heritage Organizations in support to organizations with heritage collections. In addition, the Government of Canada is also investing $23 million over three years to help museums across the country digitize information and collections. This funding will be delivered through a new component of the MAP to support the development of original content such as educational materials, apps or other virtual activities aimed at enhancing the visitor’s experience in person and online.Business Financing & Income SupportTourism, CultureLearn More
Highly Affected Sectors Credit Availability Program (HASCAP) GuaranteeBusiness Development Bank of Canada, Private Financial InstitutionsBusinesses heavily impacted by COVID-19 can access guaranteed, low-interest loans of $25,000 to $1 million to cover operational cash flow needs. HASCAP is available to businesses across the country, in all sectors, that have been hit hard by the pandemic. This includes restaurants, businesses in the tourism and hospitality sectors, and those that rely on in-person service. To be eligible for HASCAP, businesses need to show a year-over-year revenue decline of at least 50% in three months (not necessarily consecutive), within the eight months prior to their application. They must also be able to show their financial institutions that they have previously applied for either the Canada Emergency Wage Subsidy or the Canada Emergency Rent Subsidy. The program has been extended to December 31, 2021.Business Financing & Income SupportTourism, Hospitality, Culture, Retail, GeneralLearn More
Canada Emergency Rent Subsidy (CERS)Government of CanadaThe Canada Emergency Rent Subsidy (CERS) provides a direct subsidy of property-related expenses, including lease, mortgage interest and property tax and insurance payments to qualifying businesses, charities and non-profits. CERS provides a maximum subsidy of 65% on eligible expenses. Qualifying organizations that have been significantly restricted by a mandatory public health order issued by a qualifying public health authority can receive an additional 25% subsidy under the Lockdown Support program. The CERS and Lockdown Support has been extended to October 23, 2021. Applications are now available.Business Financing & Income SupportGeneralLearn More
Canada Emergency Wage Subsidy (CEWS)Government of CanadaThe Canada Emergency Wage Subsidy (CEWS) provides support to businesses, who have experienced a drop in revenue due to COVID-19. The subsidy enables businesses to re-hire workers, prevent further job loss and ease back into normal operations. The program has been extended to October 23, 2021. The rate of CEWS will gradually decline from claim periods 18 to 20. Applications are now available.Business Financing & Income Support, Employment Income SupportGeneralLearn More
Canada Recovery Hiring ProgramGovernment of CanadaThe Canada Recovery Hiring Program will provide eligible employers with a subsidy of up to 50% of incremental remuneration paid to eligible active employees starting June 6, 2021. The federal government is proposing to keep this program open until May 7th, 2022. Eligible employers must be Canadian-controlled private corporations (including a cooperative corporation that is eligible for the small business deduction), and also include individuals, non‑profit organizations, registered charities, and certain partnerships. For more details, click the webpage.Business Financing & Income SupportGeneralLearn More
Business Licensing ReliefCity of MississaugaBusiness licences renewal fees will be reduced by 50 per cent for 2021 with a cap of $300 for: Personal Services; Body Rub Parlours; Adult Entertainment; Driving School Services; and Restaurants and Related Food Service. Business licences renewal fees will be reduced by 25 per cent for 2021 with a cap of $300 for: Taxi, Limousine and Airport Transportations Services; and Tow Truck Services.Tax & Payment Relief MeasuresGeneralLearn More
Ontario Together FundProvince of OntarioOntario Together Fund (OTF) provides funding to firms and organizations for projects that support: Ontario's ongoing response to COVID-19 pandemic and/or Ontario’s preparedness for future public health emergencies. OTF focuses on supporting manufacturing and innovation that helps combat COVID-19 and provides goods and services critical to health, safety and security. Types of funding available may include: a conditional grant up to 75% of eligible project costs to a maximum of $2.5M and/or complementary supports and services. Applications are accepted until March 31, 2022 at 5 p.m. EST.Business Financing & Income SupportGeneralLearn More
Ontario Providing More Relief for Tourism IndustryProvince of OntarioThe Ontario government is providing over $1 million in financial relief to more than 300 resource-based tourism businesses operating at Ontario’s provincial parks and conservation reserves by waiving and reducing certain land use and licence fees for 2021. The province’s continued support for the resource-based tourism industry will help local businesses that have been significantly impacted by the COVID-19 outbreak. Resource-based businesses do not need to apply for this relief. Refunds or invoice adjustments will be automatically provided to eligible businesses currently operating in Ontario’s provincial parks and conservation reserves.Tax & Payment Relief MeasuresTourism, HospitalityLearn More
Ontario Sets Lower Electricity Prices for Small Businesses and HouseholdsProvince of OntarioThe Ontario Energy Board announced the new, lower electricity prices for households and small businesses, which came into effective on May 1, under the Regulated Price Plan (RPP). This includes summer Time-of-Use (TOU) hours, and the summer Tier threshold for residential customers.Tax & Payment Relief MeasuresGeneralStart-Up/ Small or Medium Size Businesses, Youth-Owned Businesses and EntrepreneursLearn More
Ontario COVID-19 Worker Income Protection BenefitProvince of OntarioOn April 29, 2021, the Ontario Government amended the Employment Standards Act, 2000 to require employers to provide employees with up to three days of paid infectious disease emergency leave because of certain reasons related to COVID-19. Employers are required to pay employees up to $200 a day for up to three days. The three days do not have to be taken consecutively. This program will be retroactive to April 19, 2021 and effective until September 25, 2021, the date the CRSB will expire. The Province will partner with the Workplace Safety and Insurance Board to deliver the program and reimburse employers up to $200 per day for each employee. For more information please call the Ontario COVID-19covid 19 Worker Income Protection Benefit Information Centre 1-888-999-2248 ( TTY: 1-866-567-8893).Government Regulations & Policy, Business Financing & Income SupportGeneralLearn More
Enhanced Agri-food Workplace Protection ProgramProvince of OntarioThe Government of Ontario is providing continued support to help agri-businesses guard against the spread of COVID-19 in agri-food workplaces so that worker/employee health and safety is protected, and the sector is supported. Funding is available through the following categories: 1. The Workplace COVID-19 Prevention category will support the adoption of prevention and mitigation measures to reduce the spread of COVID-19 among agri-food workers/employees. 2. The Responsive COVID-19 Outbreak Management category will reimburse eligible applicants who have been impacted by outbreaks of COVID-19 and faced with extraordinary costs related to employee wage supports and worker/employee isolation. Program applications are accepted for eligible items ordered on or after January 1, 2021 and received on or after March 13, 2021. Applications are received and assessed on a continuous basis, while funding is available or until November 30, 2021 at 11:59pm.Business Financing & Income SupportAgriculture, Food & BeverageLearn More
Community Building FundProvince of Ontario, Ontario Trillium FoundationThis program will support non-profits and Indigenous communities in the arts and culture, heritage, tourism, sport and recreation sectors that operate facilities and/or deliver experiences or programs for the public. The fund will enable organizations to remain viable so they can continue to improve quality of life and provide services, jobs, educational opportunities, and programming for Ontarians. The fund is being delivered across two distinct funding streams - Operating and Capital. Applications for the Operating stream are now closed. Capital stream applications are due September 29, 2021. Business Financing & Income SupportNon-Profit Organizations, Tourism, Culture, Tourism, Recreation, MediaLearn More
Airport Critical Infrastructure Program (ACIP) Government of CanadaThe Airport Critical Infrastructure Program (ACIP) is a new contribution funding program to help Canada’s large airports make critical investments in safety, security or transit infrastructure. The ACIP will support continued investments by these airports during the COVID-19 pandemic and will support the recovery of their sector, without further worsening their financial challenges. Business Financing & Income SupportGeneralLarge Scale AirportsLearn More
Budget 2021: A Recovery Plan for Jobs, Growth, and ResilienceGovernment of CanadaThe Federal government released Budget 2021: A Recovery Plan for Jobs, Growth, and Resilience. Budget 2021 is a plan to bridge Canadians and Canadian businesses through the crisis and towards recovery. It proposes to extend business and income support measures through to the fall and to make investments to create jobs and help businesses across the economy. It will support almost 500,000 new training and work opportunities including 215,000 opportunities for youth; support businesses in the most affected sectors such as tourism and arts and culture; and accelerate investment in digital transformation of small and medium-sized businesses. Government Regulations & Policy, Business Financing & Income SupportGeneralLearn More
Co-Lending Program for Small and Medium-Sized EnterprisesGovernment of CanadaThrough the Business Credit Availability Program, Business Development Canada (BDC) is working with financial institutions to co-lend term loans of up to $12.5 million to SMEs for their operational cash flow requirements. The program offers differing maximum finance amounts based on business revenues. This program is now available at various banks and credit unions. This support is available until December 31, 2021. Business Financing & Income SupportGeneralStart-Up/ Small or Medium Size BusinessesLearn More
Resilient Communities FundProvince of Ontario, Ontario Trillium FoundationThe Ontario Trillium Foundation is investing in projects of eligible non-profit organizations to aid their medium to longer-term recovery efforts, help with their stabilization and build their capacity and resiliency in the aftermath of COVID-19. This fund is providing a flexible range of activities to address the diverse needs of organizations and to support them where they are at in their recovery and rebuilding. Grants of between $5,000 to $150,000 are available through this program. The application deadline is August 4, 2021. Business Financing & Income SupportNon-Profit OrganizationsLearn More
Proposed Supporting Recovery and Competitiveness ActProvince of OntarioThe Ontario government is proposing new red tape and burden reduction measures intended to minimize existing barriers on businesses and support a long-term recovery plan through the introduction of the Supporting Recovery and Competitiveness Act. The proposed legislative changes in the act, along with other measures in the package, include: - Helping to ensure Ontario remains a global leader in the connected and automated vehicle industry by supporting innovative pilot programs - like consulting on adding new vehicle types such as automated farm vehicles, and removing certain restrictions around modified automated vehicles - Modernizing Ontario by bringing more processes and services online, including developing new applications that will allow online sticker renewal for heavy commercial vehicle licence plates in mid-2022 - Enhancing protections for workers by strengthening policies that keep them safe - like reviewing the working at heights training program to improve standards for training content and delivery - Supporting the not-for-profit sector and other corporations by allowing them to continue to hold virtual meetings during the pandemic.Government Regulations & PolicyGeneralLearn More
Work-Sharing Program – COVID-19Government of CanadaEffective March 15, 2020 to September 26, 2021, and not limited to one specific sector or industry, the Government of Canada is introducing temporary special measures to support employers and workers affected by COVID-19: - Extension of the maximum possible duration of an agreement from 38 weeks to 76 weeks - Mandatory cooling off period has been waived for employers who have already used the Work-Sharing program so that eligible employers may immediately enter into a new agreement - Reduce the previous requirements for a Recovery Plan to a single line of text in the application form - Reduce the requirement and expand eligibility to employers affected by accepting business who have been in business for only 1 year rather than 2, and eliminate the burden of having to provide sales/production figures at the same time, and - Expand eligibility for staff who are essential to recovery, Government Business Enterprises (GBEs) and non-for-profit organization employers.Employment Income SupportGeneralLearn More
Canada Recovery BenefitGovernment of CanadaThe Canada Recovery Benefit will end as of October 23rd, 2021. Applications are open up to 60 days after the application period. CRB is eligible for those: - are not employed or self-employed for reasons related to COVID-19 or have had their income reduced by at least 50% due to COVID-19 - are not eligible for Employment Insurance (EI).Employment Income SupportGeneralLearn More
Canada Recovery Caregiving BenefitGovernment of CanadaThe Canada Recovery Caregiving Benefit (CRCB) provides $500 per week. To be eligible for CRCB, the following conditions must be met: - Unable to work for at least 50% of the week because they must care for a child under the age of 12 or family member because schools, day-cares or care facilities are closed due to COVID-19 - Because the child or family member is sick and/or required to quarantine or is at high risk of serious health implications because of COVID-19. - Applications are currently open. - The Canadian govenrment is proposing to extend the CRCB until May 7th, 2022, and increase the maximum duration of benefits to 44 weeks. Employment Income SupportGeneralLearn More
Canada Recovery Sickness BenefitGovernment of CanadaThe Canada Recovery Sickness Benefit (CRSB) CRSB provides $500 per week. Those eligible for the CRSB are: - Are unable to work for at least 50% of the week because they contracted COVID-19 - Are self-isolated for reasons related to COVID-19 - Have underlying conditions, are undergoing treatments or have contracted other sicknesses that, in the opinion of a medical practitioner, nurse practitioner, person in authority, government or public health authority, would make them more susceptible to COVID-19. The Government of Canada is proposing that the CRSB be extended to May 7th, 2022. In addition to this, the Government is also proposing that maximum duration be extended from 4 to 6 weeks.Employment Income SupportGeneralLearn More
Unison Benevolent Fund's COVID-19 Relief ProgramUnison, Province of OntarioThe Ontario government is providing the Unison Benevolent Fund with a grant of up to $2 million to support individual musicians and music industry workers. In response to COVID-19, Unison works to provide support to professional musicians. Unison Benevolent Fund's COVID-19 Relief Program provides direct emergency financial assistance to members of the industry to cover necessary costs.Business Financing & Income Support, Employment Income SupportCulture, MediaLearn More
Ontario Makes One Time Investment of $25M for Arts SectorProvince of OntarioThe Ontario government is supporting the arts sector with a one-time investment of $25 million to help artists and arts organizations survive the COVID-19 pandemic. $1 million will be targeted to provide much-needed support directly to artists and creators from across the province. More information on this, including eligibility requirements and application deadlines, will be available soon on the Ontario Arts Council website.Business Financing & Income SupportCultureLearn More
Canada Arts Council Funding for Live Arts & MusicGovernment of CanadaThe Canada Council for the Arts is investing $116.5 million through a new digital innovation initiative (Digital Now), which will enable arts groups, collectives and organizations to adapt or create works to be shared with virtual audiences. Funding will also be directed to stimulate increased research, creation and production of new work through the Explore and Create program. See link for program details.Business Financing & Income Support, Business Development, Planning & Advisory ResourcesCultureLearn More
Tax Season SupportGovernment of CanadaThe Canada Revenue Agency (CRA) has taken steps to accommodate those who need extra assistance when filing their taxes this year. Select examples include: - Offering a Liaison Officer service that provides free personalized virtual visits by phone or videoconference to small business owners and self-employed individuals to help them understand their tax obligations. - Expanding payment arrangement parameters to provide Canadians more time and flexibility to repay a tax debt - Adding more call centre agents and extending call hours to give taxpayers more time to have their tax and benefit questions answeredTax & Payment Relief MeasuresGeneralLearn More
Interest Relief on 2020 Income Tax Debt Due to COVID-19 Related Income SupportGovernment of CanadaThe Government of Canada will provide targeted interest relief to Canadians who received COVID-related income support benefits. Once individuals have filed their 2020 income tax and benefit return, they will not be required to pay interest on any outstanding income tax debt for the 2020 tax year until April 30, 2022. This will give Canadians more time and flexibility to pay if they have an amount owing. To qualify for targeted interest relief, individuals must have had a total taxable income of $75,000 or less in 2020 and have received income support in 2020 through one or more of the following COVID-19 measures: - Canada Emergency Response Benefit (CERB); - Canada Emergency Student Benefit (CESB); - Canada Recovery Benefit (CRB); - Canada Recovery Caregiving Benefit (CRCB); - Canada Recovery Sickness Benefit (CRSB); - Employment Insurance benefits; or - similar provincial emergency benefits. The Canada Revenue Agency (CRA) will automatically apply the interest relief measure for individuals who meet these criteria.Tax & Payment Relief MeasuresGeneralLearn More
Government of Canada Addresses Canada Emergency Response Benefit (CERB) Repayments for Self-Employed IndividualsGovernment of CanadaThe Government of Canada announced that self-employed individuals who applied for the Canada Emergency Response Benefit (CERB) and would have qualified based on their gross income will not be required to repay the benefit, provided they also met all other eligibility requirements. The same approach will apply whether the individual applied through the Canada Revenue Agency or Service Canada. This means that, self-employed individuals whose net self-employment income was less than $5,000 and who applied for the CERB will not be required to repay the CERB, as long as their gross self-employment income was at least $5,000 and they met all other eligibility criteria. Some self-employed individuals whose net self-employment income was less than $5,000 may have already voluntarily repaid the CERB. The CRA and Service Canada will return any repaid amounts to these individuals. Additional details will be available in the coming weeks.Tax & Payment Relief Measures, Employment Income SupportGeneralLearn More
Mississauga Made + Ritual One City of MississaugaRitual ONE provides restaurants and food services, such as grocers, butchers and bakeries with an easy way to accept digital orders from their own website and social media accounts 100% Commission Free. As a part of the Mississauga Made program, the City of Mississauga is excited to announce Tourism Mississauga’s partnership with start-up Ritual One App. Ritual is excited to launch in Mississauga and support local businesses when they need it the most and provide local businesses with an easy way to accept digital orders online and onsite. Business Development, Planning & Advisory ResourcesHospitality, TourismStart-Up/ Small or Medium Size BusinessesLearn More
Extension of Lay-Off Periods - Government of CanadaGovernment of CanadaIn response to COVID-19, certain lay-off periods established under the Canada Labour Standards Regulations are temporarily extended. This temporary extension of lay-off periods gives greater protection to federally regulated workplaces. It provides employers more time to recall employees laid-off due to COVID-19. The allowable time before a lay-off is considered a termination of employment is temporarily extended as follows: - If an employee is laid off for a period of 3 months or less: (i) before March 31, 2020, the time is extended by 9 months after the day on which it would otherwise end; therefore, an employer would have up to 12 months to recall the employee before the lay-off is deemed to be a termination of employment; (ii) for the period between March 31, 2020, and December 31, 2020, the time is extended and the employer has until March 31, 2021, to recall the employee before the lay-off is deemed to be a termination of employment - If an employee is laid off with an expected recall date or fixed period: (i) prior to March 31, 2020, the date specified in the written notice will be extended by 9 months or to March 31, 2021, whichever is earlier and the employer would have up to that period or date to recall the employee before the lay-off is deemed to be a termination of employment; (ii) during the period between March 31, 2020 and December 31, 2020, the term of the lay-off is extended and the employer has until March 31, 2021, to recall the employee before the lay-off is deemed to be a termination of employment, unless a later recall date or fixed period was provided in a written notice. Please see link for more information. Government Regulations & PolicyGeneralLearn More
Temporary Doubling of the Employer Health Tax ExemptionProvince of OntarioThe 2020 Budget announced the Ontario government's proposal to make the 2020 tax year Employer Health Tax (EHT) exemption increase from $490,000 to $1 million permanent. Along with doubling the exemption, the instalment threshold would also be doubled from $600,000 to $1.2 million starting with the 2021 tax year. The proposal was passed by the Legislature and is now law.Tax & Payment Relief MeasuresGeneralLearn More
Tender Opportunities for Canadian Black Owned or Led Small BusinessesGovernment of CanadaPublic Services and Procurement Canada (PSPC) has posted several tender opportunities for Canadian Black owned or led small businesses. These tender opportunities are part of a procurement pilot program to open bidding opportunities for Canadian Black owned or led small businesses. The pilot program will inform the expanded use of targeted approaches to increasing diversity in future procurements and support opportunity and economic growth for Black Canadians. It supports the Black Entrepreneurship Program, which will help Black Canadian business owners and entrepreneurs grow their businesses and succeed now and into the future.Business Development, Planning & Advisory ResourcesGeneralStart-Up/ Small or Medium Size Businesses, Black-Owned Businesses and EntrepreneursLearn More
Forest Sector Safety Measures FundProvince of Ontario, Government of CanadaThe Ontario government is investing $5.3 million, provided through the federal Forest Sector Safety Measures Fund, to help small and medium sized forest sector businesses offset the cost of COVID-19 safety measures. The funding will be used for initiatives such as setting up sanitizing stations, providing enhanced cleaning, additional worker training, measures to increase physical distancing, and to purchase personal protective equipment.Business Financing & Income SupportForestryLearn More
Temporary Outdoor BusinessesCity of MississaugaA temporary use by-law to permit outdoor retail sales and display and outdoor recreational and entertainment establishments was passed by Council on December 9, 2020. This initiative allows certain businesses and charitable ventures to operate outdoors in a safe and responsible manner until December 31, 2021. Temporary outdoor businesses must follow Ontario’s COVID-19 restrictions and the Region of Peel’s public health measures.Government Regulations & PolicyGeneralLearn More
Temporary Commercial Eviction Rules During COVID-19Province of OntarioCanada Emergency Commercial Rent Assistance (CECRA)-Eligible Tenants: The temporary ban on commercial evictions for CECRA-eligible tenants originally which ran from May 1, 2020 to October 30, 2020 has been extended until January 31, 2021. Landlords whose tenants were eligible for CECRA or would be eligible if applications were still being accepted, cannot change the locks or seize the tenant’s assets. These landlords can go to court to get an eviction order, but if it is for outstanding rent, the court cannot make it enforceable before the temporary ban on evictions is lifted. Canada Emergency Rent Subsidy (CERS)-Approved Tenants: A tenant who is approved to receive CERS, and has provided their landlord proof of approval, will be protected from eviction for a 12-week period from the date of approval. If a tenant reapplies for a new CERS payment, the 12-week ban is effectively restarted from the date of the new CERS approval. Tenants must provide their landlord proof of each new approval. The last possible date a CERS-approved tenant could be protected from evictions is April 22, 2022. Government Regulations & PolicyGeneralLearn More
Ontario Supporting Home-Based Food Businesses During COVID-19Province of OntarioThe Ontario government has introduced a guide on how to start a home-based food business, which includes an overview of public health requirements that need to be followed as a food operator. To further support these entrepreneurs, the government has also made regulatory changes to allow more flexibility to sell low-risk, home-prepared foods. See link for more information, including Ontario's guide on how to start a home-based food business.Government Regulations & Policy, Business Development, Planning & Advisory ResourcesFood & BeverageStart-Up/ Small or Medium Size BusinessesLearn More
Additional Relief to the Broadcasting SectorGovernment of CanadaThe Government of Canada will provide additional relief to eligible television and radio stations by waiving Part II broadcasting licence fees in 2020-21, which are collected annually by the Canadian Radio-television and Telecommunications Commission (CRTC). Waiving these fees will provide as much as $50 million in relief for these companies, helping them maintain their broadcasting productions for Canadians. The measure announced today does not include cable, satellite and IPTV providers (also known as broadcasting distribution undertakings) as their revenues are not as dependent on advertising. Broadcasters that benefit from this measure will need to meet certain conditions, including confirming a minimum 25-percent reduction of revenues due to the pandemic, and continuing to operate in compliance with their regulatory obligations regarding Canadian content for at least two years. The CRTC will contact all eligible broadcasters regarding the next steps.Tax & Payment Relief MeasuresCulture, MediaLearn More
COVID-19 Energy Assistance Program- Small Business (CEAP-SB)Province of OntarioThe COVID-19 Energy Assistance Program for Small Business (CEAP-SB) provides a one time, on-bill credit to eligible small business and registered charity customers to help them catch up on their energy bills and resume regular payments. Any small business or registered charity customer with an overdue electricity or natural gas bill will now be eligible to apply. Small businesses can receive up to $1500 to help cover their electricity and natural gas bills. Newly eligible customers can apply for these enhanced benefits through their local utility, starting in January 2021.Tax & Payment Relief MeasuresGeneralStart-Up/ Small or Medium Size BusinessesLearn More
Second CareerProvince of OntarioThe Ontario government is increasing financial supports available and simplifying the application process for individuals applying to the Second Career program. As the province’s economy begins to reopen, these changes will make it easier for laid-off and unemployed workers to pursue training and start new and better careers. Second Career funding helps laid-off, unemployed workers pay for the tuition of training programs of 52 weeks duration or less, including eligible university and college courses, micro-credential programs and other vocational training programs. The maximum funding support that a Second Career client can receive to help pay for their education and living expenses is $28,000.Workforce Development OpportunitiesInformation Communications and Technology, Life Sciences, Manufacturing, HealthcareLearn More
Black Youth Action PlanProvince of OntarioThe Ontario government is doubling funding for the Black Youth Action Plan by investing an additional $60 million over three years. This funding will renew existing Black Youth Action Plan programming, which will include the creation of a new economic empowerment programming stream to support and train young black entrepreneurs and increase economic opportunities.Workforce Development OpportunitiesGeneralBlack-Owned Businesses and EntrepreneursLearn More
Ontario Caps Food Delivery Fees to Protect Small BusinessesProvince of OntarioThe Supporting Local Restaurants Act, 2020 came into effect December 19, 2020. Food delivery companies will be required to limit the rates they charge to 20% for each transaction — with no more than 15% for commission for food delivery services. The cap applies in areas where indoor dining is prohibited, to help restaurants stay in business and continue contributing to their communities. To support this change, the government will: - Provide food delivery company employees or contractors who perform delivery services with protection that their compensation will not be reduced in response to these changes; - Enable restaurants and food delivery company employees or contractors to file online complaints if they are charged fees that exceed the cap or if their compensation or payments are reduced; and - Impose fines of up to $10 million to food delivery service companies that do not comply with the law.Government Regulations & PolicyFood & Beverage, Hospitality, TourismLearn More
Canada-Ontario COVID-19 Beef Emergency Feed Maintenance InitiativeGovernment of Canada, Province of OntarioThe governments of Canada and Ontario are investing up to $5 million in immediate, emergency assistance to help the province's beef farmers manage costs associated with the impacts of COVID-19 and to help protect Ontario's food supply network. Starting Monday, December 21, 2020, Ontario beef farmers can apply for funding to help cover increased costs of feeding and setting aside market-ready cattle due to COVID-19 related processing delays. The Canada-Ontario COVID-19 Beef Emergency Feed Maintenance Initiative is being offered through AgriRecovery, under the Canadian Agricultural Partnership.Business Financing & Income SupportAgriculture, Food & BeverageLearn More
Pension Contribution Deferral and ExtensionProvince of OntarioEmployers who sponsor certain defined benefit pension plans can defer pension contributions due between October 1, 2020 and March 31, 2021. To do this, employers must file an application (called an "election") and pay deferred contributions, with interest and following a set schedule, by March 31, 2022. For contributions to be eligible for deferral, plans must: - Be single-employer, private-sector defined benefit pension plans - Not already benefit from existing special relief measures As in any year, employers may be required to make a catch-up contribution after a valuation report is filed for the pension plan, depending on how much was contributed to the plan before the report was filed. Employers have 120 days (instead of the usual 60 days) to pay any catch-up contributions on valuation reports filed on or before April 1, 2020. Employers do not need to submit an election (application) to get the extension.Tax & Payment Relief MeasuresGeneralLearn More
Ontario Supports Ontario's Beverage Alcohol Sector During COVID-19Province of OntarioThe Ontario Government is supporting Ontario's beverage alcohol sector with a number of initiatives including; Pausing increases to beer and wine taxes, previously scheduled to take effect in spring 2020; Temporarily allowing licensed restaurants and bars to sell alcohol with food takeout and delivery orders between the hours of 9:00 a.m. and 11:00 p.m.; Temporarily allowing licensed restaurants and bars to sell spirits at a lower price with food takeout and delivery orders; Allowing restaurants and bars to temporarily create or extend outdoor patio spaces to safely accommodate patrons and staff once licensed establishments are permitted to reopen for business; Making it easier for cideries to sell directly to consumers by temporarily removing the requirement for cideries to have five acres of planted fruit to qualify for an on-site store; Extending the Ontario Wine and Grape Strategy to 2021-22, providing $7.5 million annually for VQA Support, $4.8 million annually for marketing and promotion, $250,000 for research and $250,000 for benchmarking; and Extending the Small Cidery and Small Distillery Support Program to 2021-22, providing $2.6 million annually to help eligible businesses grow and scale up their operations.Business Financing & Income Support, Employment Income SupportFood & Beverage, Hospitality, TourismLearn More
Liquor Reforms to Support BusinessesProvince of OntarioThe Government of Ontario has amended a number of regulations that affect the liquor industry, including making the allowance for liquor takeout and delivery with food from eligible liquor licensed establishments permanent. See link for more details on this change and other liquor reforms to support businesses. Government Regulations & PolicyFood & Beverage, HospitalityLearn More
Online Canada Emergency Rent Subsidy CalculatorGovernment of CanadaThe Canada Canada Emergency Rent Subsidy Calculator provides CERS applicants an overview of the amount they can apply for. After calculating the amount, applicants will have to apply for the subsidy online through My Business Account or Represent a Client.Business Financing & Income SupportLearn More
Group Sponsorship GrantGovernment of OntarioThe Ontario government is investing $20 million to help small businesses jointly sponsor and train apprentices through the new Group Sponsorship Grant program, increasing the number of people training and working in the skilled trades. The program will reduce pressure on any one employer to see an apprentice through to completion of training and provide apprentices with the support needed to become a registered journeyperson. Group sponsors consist of two or more people who act as a single sponsor to collectively provide training to apprentices to grow their skills and help them gain work experience to improve their career success. The application is available to existing and new group sponsors. Successful applicants may receive funding for up to three years.Workforce Development OpportunitiesLearn More
Proposed Workplace Safety and Insurance Amendment Act, 2020Government of OntarioThe Ontario government introduced the Workplace Safety and Insurance Amendment Act, 2020 that would, if passed, protect employers from an unexpected increase in Workplace Safety and Insurance Board (WSIB) premiums, while maintaining an increase to the maximum earnings cap for worker benefits. The loss of jobs among lower wage workers, including those in the retail, hospitality and the service sector, during the COVID-19 pandemic has resulted in an increase in the average industrial wage (AIG) of Ontario workers by 7.8 per cent, compared to an average increase of 2-3 per cent. The proposed amendment would limit the impact the increase the AIG has on WSIB premiums to 2 per cent, making sure struggling business owners aren't subject to sudden undue costs during these challenging times. Additionally, this new amendment will not impact the 7.8 per cent increase in the earning cap for workers, ensuring they will continue to be fairly compensated for work-related injuries and occupational diseases during the COVID-19 pandemic.Government Regulations & PolicyGeneralLearn More
Ontario's Action Plan: Protect, Support, RecoverProvince of OntarioOntario's Action Plan sets out support to lay the groundwork for a robust long-term economic recovery for the province. As part of this plan, the Province will be providing $600 million in relief to support eligible businesses required to close or significantly restrict services due to enhanced public health measures, doubling its initial commitment. Business Financing & Income Support, Tax & Payment Relief Measures, Government Regulations & PolicyGeneralLearn More
Updated Canada Emergency Wage Subsidy Calculator to Support EmployersGovernment of CanadaThe Federal Government announced the launch of an updated and improved Canada Emergency Wage Subsidy (CEWS) online calculator. It will help small and large employers alike prepare to apply for the next period of the CEWS program. The CEWS calculator includes detailed information to help employers understand how the CEWS can support their employees and operations, who is eligible to apply, and how claim periods are structured. The calculator uses a step-by-step approach to get employers to enter information about their business situation to provide an estimate of the subsidy they can expect to receive. The calculator also includes printable spreadsheet and statement features that employers can use to view their claim at a glance and enter required information into the CEWS application form quickly and easily. The calculator has been updated to include changes to the period 8 to 10 top-up calculation finalized November 19, 2020. It automatically applies the best subsidy rate a business can qualify for (including applying any safe harbour and deeming rules) based on entered information.Business Financing & Income SupportGeneralLearn More
Pro-bono Professional Financial AdviceFinancial Advisors Association of CanadaSupported by Government of Ontario funding, the Financial Advisors Association of Canada will provide pro-bono professional financial advice for small companies through its online platformBusiness Development, Planning & Advisory ResourcesGeneralStart-Up/ Small or Medium Size BusinessesLearn More
CPA Small Business Financial Literacy Tool KitChartered Professional Acccounts of CanadaSupported by Government of Ontario funding, the CPA Canada Financial Literacy Program has put together resources to help you manage the finances of your small business and provide you with the tools you need because of the pandemic.Business Development, Planning & Advisory ResourcesGeneralStart-Up/ Small or Medium Size BusinessesLearn More
Industrial Conservation Initiative Peak HiatusProvince of OntarioThe Ontario Government has introduced an Industrial Conservation Initiative (ICI) peak hiatus for ICI participants to allow industrial and commercial businesses to focus on recovering from the impacts of COVID-19. Class A customers do not need to anticipate and reduce their electricity demand during peak hours in 2020-2021 as they work to return to full levels of operation. Instead, Class A customers will have their peak demand factor from the 2019-2020 period used to determine their global adjustment charges in 2021-2022. Tax & Payment Relief MeasuresGeneralLearn More
Ontario OnwardsProvince of OntarioThe Ontario government released Ontario Onwards: Ontario's COVID-19 Action Plan for a People-Focused Government, an action plan to make government services simpler, easier to use, and more convenient and accessible during the COVID-19 pandemic and beyond. The plan includes 30 projects, where some key initiaitives to support businesses include: - Reducing red tape and simplifying policies while protecting public health and safety, such as reducing barriers to development and construction approval by allowing a digital application process to get shovels in the ground faster on transit and housing projects - Improving government purchasing by leveraging the combined bulk-buying power of the province, while taking advantage of the world-class capabilities of local Ontario businesses, to transform how the government purchases goods and services, so the province can have the supplies it needs. More details about each of the projects are included in the Action Plan and will be announced in the coming weeks and months.Government Regulations & PolicyGeneralLearn More
Student Work Placement ProgramGovernment of CanadaAs part of the Federal COVID-19 Emergency Response Plan, an additional $80 million in funding will be provided for the Student Work Placement Program to support up to 20,000 post-secondary students across Canada to obtain paid work experience related to their field of study. Additionally, funding through the program will temporarily be more flexible: -"Net new" hire restrictions have been removed. All new co-op students are now considered for funding (not just new roles or more students than previous years). - Up to 75% in wage subsidies (to a max. of $7500) per co-op student hired. - Shortened work terms may now be eligible for funding (i.e.: work terms that begin after May). - Up to 75% of the wage subsidy may be provided in advance, reducing up-front hiring costs. - Co-op students can work from home.Workforce Development OpportunitiesGeneralLearn More
Ontario 511 App to Support Trucking IndustryProvince of OntarioOntario is providing truck drivers with more places to safely stop and rest while moving essential goods during COVID-19. The Ontario 511 app provides images from over 600 cameras and includes up-to-date highway information on construction, collisions and road closures. It also identifies open rest areas and locations throughout the province that offer food and fuel. The app includes an easy to use map view and features a drive mode that provides hands free audio alerts. Government Regulations & PolicyLogistics Learn More
BDC Capital Bridge Financing ProgramBusiness Development Bank of CanadaBDC Capital, BDC’s investment arm, has launched the BDC Capital Bridge Financing Program where they may match, with a convertible note, a current financing round being raised through qualified existing and/or new investors made into eligible Canadian start-ups. The program is ideal for high potential companies who have venture capital investor syndicates that are willing to support them. Eligible applicants must have previously raised at least $500,000 and be specifically impacted by COVID-19. BDC will invest alongside these groups. This is not limited to BDC’s portfolio. All companies that meet the criteria are eligible to apply. Interested companies should speak to their lead investor for details. Interested parties that meet the eligibility criteria can write to VCreliefprogram@bdc.ca for more details. Please see link for more details.Business Financing & Income SupportGeneralLearn More
FedDev Ontario Repayment DeferralFedDev Ontario and other Regional Development AgenciesFedDev Ontario clients affected by COVID-19 in their operations may be eligible for deferrals and/or flexible arrangements. Contact FedDev Ontario for more information.Tax & Payment Relief MeasuresGeneralLearn More
CanExportGovernment of CanadaThe Federal government revamped CanExport program, which will provide Canadian businesses—including women and Indigenous entrepreneurs—with up to $75,000 in funding to expand their e-commerce presence, attend virtual trade shows, and navigate COVID-19-related trade barriers.Business Financing & Income SupportGeneralStart-Up/ Small or Medium Size Businesses, Indigenous-Owned Businesses and Entrepreneurs, Women-Owned Businesses and EntrepreneursLearn More
Inclusive Community Grants ProgramProvince of OntarioOntario is investing $2 million over two years through its new Inclusive Community Grants program to strengthen communities and provide local opportunities for older adults and people with disabilities. Local organizations can receive up to $60,000 for projects that foster inclusive community involvement for older adults and people of all abilities, where select examples include retrofitting buildings with ramps and accessible washrooms and installing self-serve kiosks with software that people with vision or hearing loss can use. Business Financing & Income SupportGeneralLearn More
Ontario Increasing Services to Workers and Small BusinessesProvince of OntarioOntario is providing more than $600,000 to the Office of the Worker Adviser (OWA) and Office of the Employer Adviser (OEA) to help make it easier for workers and small businesses to navigate the Workplace Safety and Insurance Board's (WSIB) compensation system. Through these two adviser offices non-unionized workers and small businesses will be able to access advice, education, and representation at the WSIB and the Workplace Safety and Insurance Appeals Tribunal (WSIAT). These services are offered at no cost.Government Regulations & Policy, Workforce Development OpportunitiesGeneralStart-Up/ Small or Medium Size BusinessesLearn More
Ontario Supporting Agricultural and Horticultural Societies During COVID-19Province of OntarioThe Ontario government is investing $5 million to help offset revenue losses for eligible agricultural and horticultural societies impacted by the necessary cancellation of fall fairs and exhibits during the COVID-19 pandemic restrictions. This funding was announced as part of 2020 Ontario Budget, Ontario's Action Plan: Protect, Support, Recover.Business Financing & Income SupportAgricultureLearn More
Pathways to Post-Military EmploymentProvince of OntarioPathways to Post-Military Employment will offer job matching with employers in the construction sector, provide formal skills evaluations and support on-the-job training. This program will provide opportunities for veterans and reservists in several fields, including skilled trades, management, administration, planning, scheduling, logistics, security, engineering, and accounting. Helmets to Hardhats is delivering the Pathways to Post-Military Employment program in partnership with Canada’s Building Trades Unions, the Council of Ontario Construction Associations, the Electrical Power Systems Construction Association, the Construction Labour Relations Association of Ontario, Veterans Emergency Transition Services Canada, the Royal Canadian Legion Ontario Command, and Good Shepherd Ministries.Workforce Development OpportunitiesConstructionLearn More
Ontario Helping Apprentices Cover Living Expenses During TrainingProvince of OntarioThe Ontario government is making the skilled trades more accessible by investing an additional $75 million over the next two years to help apprentices cover living expenses during their in-class training. The government is also appointing a five-member Skilled Trades Panel to provide advice and recommendations to the Minister of Labour, Training and Skills Development on developing a new approach to training and certification. This $75-million investment includes: - The Grant for Apprentice Learning, a $5.8 million commitment to support those ineligible for Employment Insurance (EI) while attending in-class training, including a boost of $1.3 million this year and next year. - The Apprentice Development Benefit, a $24 million commitment to increase the maximum benefit rates for EI-eligible apprentices attending full-time in-class training, including a boost of $4 million this year and next year. - The In-Class Enhancement Fund, a $211.9 million commitment to support training providers so they can deliver higher quality training, including a boost of $11.8 million this year and $22.3 million next year. - The Apprenticeship Capital Grant, a $24 million commitment to training providers to upgrade their facilities with state-of-the-art and modern equipment, including an additional $10 million next year. - $5.1 million for training delivery agents, and an additional $500,000 for pre-apprenticeship training service providers, to assist them with implementing COVID-19 health and safety measures during the pandemic (e.g. purchase personal protective equipment, cleaning products and digital supports). - $4.7 million as part of a multi-year $19.4 million investment in the development of a client-facing digital system to support the skilled trades and apprenticeship system in Ontario. The portal will provide skilled trades and apprenticeship clients with secure and convenient access to online information and services and will bring Ontario in line with digital delivery channels in other provinces. - $2.5 million this year and $7.5 million next year to launch the new non-repayable Tools Grant. Please see link for more detailsWorkforce Development OpportunitiesGeneralLearn More
CyberSecure Certification to Help Protect Businesses from Cyber AttacksGovernment of CanadaCyberSecure Canada is officially launching a web portal to help organizations obtain cyber certification. Canada’s cyber security certification program helps small and medium-sized organizations assess, plan and implement cyber security practices to guard against cyber attacks, protecting their business, their clients and their partners. By obtaining CyberSecure certification, Canadian organizations will: - Protect their data and cyber activities; - Increase supply chain trust and confidence among suppliers, customers and investors; - Establish valued relationships with their partners and consumers, who will know steps have been taken to mitigate risks; and - Increase their competitive advantage.Business Development, Planning & Advisory ResourcesGeneralStart-Up/ Small or Medium Size BusinessesLearn More
Helping Agri-Food Businesses with Canada Brand Digital Marketing During COVID-19Government of CanadaThe Government of Canada will refresh the Canada Brand platform to ensure industry and partners have access to new graphics and tools optimized for today’s digital platforms. The refresh will also enable them to reach more consumers and enhance virtual connections with international buyers, and will include a modernized look, signature, messaging, and suite of digital-first marketing products for the Canada Brand. The Canada Brand program is open to Canadian entities that have a role in producing, promoting or supporting Canadian agriculture, food and seafood products. It currently includes branding and graphics material, photography for use in marketing and promotional materials, Canadian content statements, messaging on Canada’s advantages and promotion at Canada Pavilions for international trade shows.Business Development, Planning & Advisory ResourcesFood & Beverage, AgricultureLearn More
Emergency On-Farm Support FundGovernment of CanadaThe Emergency On-Farm Support Fund provides a $35 million investment to improve health and safety on farms and in employee living quarters to prevent and respond to the spread of COVID-19. The fund will provide support to farmers for direct infrastructure improvements to living quarters and work stations, temporary or emergency housing (on or off-farm), as well as personal protective equipment (PPE), sanitary stations, work stations and any other health and safety measures to safeguard the health and safety of Canadian and temporary foreign workers from COVID-19. Work continues with the Province of Ontario to finalize the delivery arrangements with announcements expected through the coming weeks.Business Financing & Income SupportAgriculture Learn More
Ontario Creates Province of OntarioOntario Creates, an agency of the Ministry of Heritage, Sport, Tourism and Culture Industries, is providing Ontario-based businesses support to recover Ontario's culture industry. Recent announcements have been made to include: - $5 million in grants to help independent local book and magazine publishers access new markets and bring Canadian creative content to new audiences, both at home and around the world; and - $1.3 million in grants to help bring Canadian film, TV and digital content to audiences around the world. Please visit the following link to review information on funding eligibility requirements and application deadlines. Business Financing & Income SupportCulture, MediaLearn More
Increased Access to Employment InsuranceGovernment of CanadaThe Federal Government will be transitioning to an expanded Employment Insurance (EI) program, effective September 27, 2020, to provide income support to those who remain unable to work and are eligible. Temporary measures to help Canadians access EI benefits more easily include: 120 hours of work required to qualify; minimum benefit rate of $500 per week; and at least 26 weeks of regular benefits. Canadians already receiving benefits through Service Canada will be transitioned to the EI program once they have received the maximum CERB benefits for which they are entitled, if they are EI eligible and continue to need income support. Canadians who are currently receiving the CERB from the Canada Revenue Agency (CRA) who believe they are entitled to EI will need to apply through Service Canada after September 26. The Canada Revenue Agency (CRA) would administer the Canada Recovery Benefits, and Canadians would be able to apply through the CRA. Please see the link for more details. Additionally, the Government is freezing the EI premium rate for employees at the 2020 level of $1.58 per $100 of insurable earnings for two years. The rate for employers, who pay 1.4 times the employee rate, will also remain unchanged at $2.21 per $100 of insurable earnings. Employment Income Support, Government Regulations & PolicyGeneralLearn More
Support for People and Jobs Fund - Ontario Supporting Indigenous-Owned Businesses During COVID-19Province of OntarioThe government of Ontario is providing up to $10 million through the Support for People and Jobs Fund to Indigenous-owned small and medium sized businesses to help them with much needed capital as the province begins to safely and gradually reopen the economy. Loans of up to $50,000 will be available to businesses that are either ineligible for, or unable to access, existing federal and provincial COVID-19 response initiatives for small businesses. Loans will be available through Aboriginal Financial Institutions. Up to 50% of each loan will be in the form of a non-repayable grant, with no interest due on the loan portion until December 31, 2022. Businesses may use these funds to cover general expenses such as payroll, rent, utilities and taxes. They may also be used towards increasing production capacity, developing new products, moving to online marketing, or to make improvements to accommodate social distancing requirements, such as the installation of plexiglass barriers. Business Financing & Income SupportGeneralStart-Up/ Small or Medium Size Businesses, Indigenous-Owned Businesses and EntrepreneursLearn More
Canadian Council for Aboriginal Business (CCAB)Province of OntarioThe Ontario government is providing the Canadian Council for Aboriginal Business (CCAB) with $110,000 from the Ontario Together Fund to deliver online tools and resources that will support Indigenous businesses.Business Development, Planning & Advisory ResourcesGeneralIndigenous-Owned Businesses and EntrepreneursLearn More
Support for Indigenous BusinessesGovernment of CanadaThe Federal Government has announced additional funding totaling $133 million in new funding to support Indigenous business through the pandemic and into recovery. Of these additional funds, $117 million will reach more community-owned First Nation, Inuit and Métis businesses including microbusinesses, who are not eligible for existing business support measures. A new stimulus development fund will also provide $16 million to support the Indigenous tourism industry.Business Financing & Income SupportGeneral, TourismIndigenous-Owned Businesses and EntrepreneursLearn More
Women Entrepreneurship StrategyInnovation, Science and Economic Development CanadaOn May 16, 2020, the Honourable Mary Ng, Minister of Small Business, Export Promotion and International Trade, announced that the Government of Canada will provide $15 million in additional funding to support women entrepreneurs through the Women Entrepreneurship Strategy (WES). This money will go directly to select organizations that are currently WES Ecosystem Fund recipients and will help women entrepreneurs through the COVID-19 pandemic.Business Financing & Income SupportGeneralStart-Up/ Small or Medium Size Businesses, Women-Owned Businesses and EntrepreneursLearn More
COVID-19 Futurpreneur Canada Funding for Young EntrepreneursFuturpreneur CanadaThe Federal Government has announced an additional $20.1 million in support for Futurpreneur Canada to continue to support young entrepreneurs across Canada (aged 18-39) who are facing challenges due to COVID-19. The funding will allow Futurpreneur Canada to provide payment relief for its clients for up to 12 months. Please see link for more details.Business Financing & Income SupportGeneralStart-Up/ Small or Medium Size Businesses, Youth-Owned Businesses and EntrepreneursLearn More
Indigenous Small and Medium Business SupportGovernment of CanadaFunding will allow for interest-free loans, as well as non-repayable contributions, to help Indigenous businesses unable to access the government’s existing COVID-19 support measures. Support for Indigenous businesses will be provided through Aboriginal Financial Institutions, and administered by the National Aboriginal Capital Corporations Association and the Métis capital corporations in partnership with Indigenous Services Canada.Business Financing & Income SupportGeneralStart-Up/ Small or Medium Size Businesses, Indigenous-Owned Businesses and EntrepreneursLearn More
Tech UndividedGovernment of Canada, FedDev Ontario, ventureLABTech Undivided offers a comprehensive 6-month program to challenge women-led tech companies to scale their businesses. - Customer acquisition – ventureLAB will plan and deliver three curated virtual business-to-business customer matchmaking events to provide female-founded tech companies with strategically aligned connections and introductions to potential customers. - Incremental support in raising investment capital – ventureLAB will organize a series of three virtual Investor Roundtables to enable female-led companies to pitch to a group of highly curated and strategically aligned investment partners. - Brand visibility and networking connections – ventureLAB will forge a sponsored partnership with Women of Influence to build visibility, networking opportunities and lead generation for its founders in the professional ecosystem. - Subject matter expert advisory support – ventureLAB will provide hands-on support for entrepreneurs by engaging a pool of external subject matter experts to help improve awareness, visibility and revenue opportunities for female-led ventures, as well as assist them in developing a longer term vision and plan to build their sales teams.Business Development, Planning & Advisory ResourcesGeneralStart-Up/ Small or Medium Size Businesses, Women-Owned Businesses and EntrepreneursLearn More
BDC Mid-Market Financing ProgramBusiness Development Bank of Canada and Private Financial InstitutionsThrough the Business Credit Availability Program, the Business Development Canada’s (BDC) Mid-Market Financing Program will provide commercial loans ranging between $12.5 million and $60 million to medium-sized businesses whose credit needs exceed what is already available through the Business Credit Availability Program and other measures. BDC anticipates that qualifying companies will have annual revenues in excess of approximately $100 million. This support is available until December 31, 2021.Business Financing & Income SupportGeneralStart-Up/ Small or Medium Size BusinessesLearn More
EDC Mid-Market Guarantee and Financing ProgramExport Development Canada and Private Financial InstitutionsThrough the Business Credit Availability Program, EDC’s Mid-Market Guarantee and Financing Program will bring liquidity to companies who tend to have revenues of between $50 million to $300 million, to sustain operations during this uncertain period. EDC will continue to work with Canadian financial institutions to guarantee 75 % of new operating credit and cash-flow loans – ranging in size from $16.75 million to a maximum of $80 million. These expanded guarantees are available to exporters, international investors and businesses that sell their products or services within Canada. More details will be made available soon.Business Financing & Income SupportGeneralStart-Up/ Small or Medium Size BusinessesLearn More
Soldiers in TechProvince of OntarioThe Ontario government is providing $500,000 to retrain veterans for jobs in the IT and technology sector. This funding is part of a $1.8 million investment in IT and technology training projects. The Soldiers in Tech program, offered through the Roland Gossage Foundation, is providing 12-week web development boot camps that equip participating veterans with the skills, resources, and industry knowledge they need to enter junior web developer positions. This innovative program helps to address both the difficulties faced by veterans in re-entering the workforce and the shortage of skilled workers in the tech sector. The Soldiers in Tech program is just one of five new projects in the Greater Toronto Area receiving funding that aim to retrain up to 315 people so they can find employment in Ontario's IT and tech sector. Workforce Development OpportunitiesInformation Communications and TechnologyLearn More
Tourism Economic Development Recovery FundProvince of OntarioThe Tourism Economic Development and Recovery Fund (TEDRF) is an application-based, cost-sharing program designed to provide non-capital funding to projects that either:- encourage the development of innovative new tourism products- support tourism investment- build the capacity of Ontario’s tourism industry.Business Financing & Income SupportCulture, Tourism, Recreation, HospitalityLearn More
COVID-19 vs. the ArtsMississauga Arts CouncilA collection of resources, calls for artists/opportunities, emergency funds and more to help support Mississauga's creative communities. Business Development, Planning & Advisory ResourcesCulture, MediaLearn More
Basic Needs GrantBehind the Scenes FoundationGrants to entertainment technology professionals in emergency situations due to serious illness, injury or death. Grants may be used for medical care and basic living expenses including rent, mortgage, utilties, transportation and childcare. Business Financing & Income Support, Employment Income SupportCulture, MediaLearn More
Emergency Survival Fund for LGBTQ2S Artists, Performers, Tip-Based Workers and Glad DayGlad Day LitAdministered by Glad Day Bookshop in Toronto, this fund will help cover emergency aid and paid work for LGBTQ2S artists, performers and tip-based workers. Business Financing & Income Support, Employment Income SupportCulture, Media, HospitalityLGBTQ2SLearn More
Ontario LiveOntario LiveA virtual marketplace that brings Ontario together to help support local artists, operators, attractions and businesses throughout the province. Coming soon, you’ll be able to buy, donate to, or experience the best Ontario has to offer all in one place.Business Development, Planning & Advisory ResourcesCulture, Tourism, Recreation, Media, HospitalityLearn More
MusicTogetherMusicTogetherA living room concert series to pay artists in need. MusicTogether supports working Ontario musicians during the COVID-19 crisis with direct funding, new opportunities for fan discovery, and eCommerce tools. Business Development, Planning & Advisory ResourcesCulture, MediaLearn More
#CanadaPerforms Concert Streaming OpportunityNational Arts CentreThe National Arts Centre and Facebook Canada have teamed up to launch #CanadaPerforms streaming concerts. Canadian performing artists (including musicians, comedians, dancers, singers, theatre artists, and ensembles of less than 10 people) can apply by email.Business Development, Planning & Advisory ResourcesCulture, MediaLearn More
Ontario MadeCanadian Manufacturers & ExportersThis initiative will promote the many world-class goods that are made across the province by helping consumers easily identify, access and purchase local products. As part of this program, there will be: - A new Ontario Made logo that manufacturers can use to help consumers identify their made-in-Ontario products. CME will also meet with major retailers to promote Ontario Made products in-store and increase visibility for customers; and - A new SupportOntarioMade.ca website that will connect consumers and supply chain partners to manufacturers of made-in-Ontario products through one directory. Business Development, Planning & Advisory ResourcesManufacturingLearn More
Emergency Financial Assistance to Canada's Entertainment Industry due to COVID-19The AFCShort-term emergency financial assistance to Canadian entertainment professionals. Business Financing & Income Support, Employment Income SupportCulture, MediaLearn More
Emergency Funding for COVID-19 Safety Measures in Forest Operations Government of CanadaThe Government of Canada will be providing up to $30 million to offset additional costs associated with COVID-19 safety measures for small and medium enterprises in the forest sector, including tree-planting operations. This investment will help cover extra costs for things like sanitizing stations, additional accommodations and/or transportation, facilities and services to maintain social distancing, and personal protective equipment. In addition, funding will help support the scheduled planting of 600 million trees.Business Financing & Income SupportForestryStart-Up/ Small or Medium Size BusinessesLearn More
Infectious Disease Emergency LeaveProvince of OntarioThe Province has enacted a new regulatory amendment that will put non-unionized employees on Infectious Disease Emergency Leave during the COVID-19 outbreak any time their hours of work are temporarily reduced by their employer due to COVID-19. This will ensure businesses aren't forced to terminate employees after their ESA temporary layoff periods have expired. Under the new regulatory change to the Employment Standards Act, non-unionized employees who have had their hours reduced or eliminated because of the pandemic will be deemed to be on Infectious Disease Emergency Leave. Workers will remain employed with legal protections and be eligible for federal emergency income support programs.Government Regulations & PolicyGeneralLearn More
COVID-19 Emergency Support Fund for Cultural, Heritage and Sport OrganizationsCanadian HeritageThe COVID-19 Emergency Support Fund for Cultural, Heritage and Sport Organizations will be a $500 million fund to help address the financial needs of affected organizations within these sectors so they can continue to support artists and athletes. This measure is consistent with the Government of Canada's other existing COVID-19 support measures for wages and fixed costs for organizations. Beginning May 8th, partner organizations will be contacted so that funds can begin to flow to cultural and sport organizations. Canadian Heritage is working closely with its partners – in particular, the Canada Council for the Arts, the Canada Media Fund, FACTOR, Musicaction, and Telefilm Canada – to distribute the funds as quickly as possible using existing channels. UPDATE: As part of Phase 2 of the disbursement of funds, to address gaps that have been identified by industry, additional funding will be directed to other organizations - some of which do not normally receive funding rom Canadian Heritage, the Canada Council for the Arts, Telefilm Canada or the Canada Media Fund.Business Financing & Income SupportCulture, Tourism, Recreation, MediaLearn More
Multi-Jurisdictional Registry Access ServiceGovernment of CanadaIn an effort to make it simpler and faster to start a business in Canada, governments across the country have together developed and launched a digital solution to improve business registration, saving businesses time and money. The digital solution, called the Multi-Jurisdictional Registry Access Service (MRAS), reduces red tape and internal trade barriers for companies by connecting business registries across the country. It enables businesses in Canada to register seamlessly in select provinces and territories without having to provide the same information to each jurisdiction. British Columbia, Alberta, Saskatchewan and Manitoba have become the first jurisdictions to adopt the MRAS digital solution to connect their business registries and exchange information. More business registries are expected to use MRAS to expand streamlined business registration across Canada, starting with Corporations Canada (federal) in the fall 2020.Government Regulations & PolicyGeneralLearn More
Recovery Activation ProgramToronto Region Board of TradeThe Recovery Activation Program (RAP) is an online workshop program that connects businesses with industry experts for guidance, mentorship and practical advice about process modernization and end-to-end digital transformation. It is completely free for businesses and supports firms of any size across Ontario. Program is accepting applications.Business Development, Planning & Advisory ResourcesGeneralLearn More
Agriculture and Food Business Solutions FundFarm Credit CanadaA $100 million fund to support agribusiness and agri-food sector companies through unexpected business disruptions, such as the COVID-19 pandemic. The fund is set up to support a wide range of enterprises, including companies involved in primary production, agri-tech, manufacturing, packaging and distribution. The fund will provide companies with innovative solutions such as convertible debt investments and other flexible financing solutions. Applications will be assessed individually on their merit, and will be supported to a maximum of $10 million. To qualify, companies need to demonstrate an impact from an unexpected business disruption, such as the loss of a key supplier, temporary loss of a facility or permanent loss of critical staff or leadership. Business Financing & Income SupportFood & Beverage, Manufacturing, AgricultureLearn More
AgriRecoveryGovernment of CanadaThe AgriRecovery Framework is part of a suite of federal-provincial-territorial (FPT) Business Risk Management (BRM) tools under the Canadian Agricultural Partnership. AgriRecovery is an FPT disaster relief framework intended to work together with the core BRM programs to help agricultural producers recover from natural disasters. The focus of AgriRecovery is the extraordinary costs producers must take on to recover from disasters. Extraordinary costs are costs which producers would not incur under normal circumstances, but which are necessary to mitigate the impacts of a disaster and/or resume farming operations as quickly as possible following a disaster. Further, AgriRecovery is intended to respond in situations where producers do not have the capacity to cover the extraordinary costs, even with the assistance available from other programs.Business Financing & Income SupportFood & Beverage, AgricultureLearn More
Farm Credit Canada Term LoansFarm Credit CanadaFCC has expanded offerings to include term loans up to $2.5M, with no fees and an 18-month interest-only option available over a 10-year amortization. These funds can be used for working capital and to modify production due to the impacts of COVID-19. FCC customers and non-customers are eligible to apply for FCC lending products. More information is available by contacting a local office or the Customer Service Centre at 1-888-332-3301. Business Financing & Income SupportFood & Beverage, AgricultureLearn More
Credit Support for Producers, Agribusinesses and Food ProcessorsFarm Credit CanadaFarm Credit Canada will receive support from the Government of Canada to support producers, agribusinesses and food processors during COVID-19. Effective immediately, FCC has put in place: - a deferral of principal and interest payments up to six months for existing loans; or - a deferral of principal payments up to 12 months. If you’d like more information on these options or on how FCC can help improve your financial position, please contact your local office or the Customer Service Centre at 1-888-332-3301 for further details. Business Financing & Income SupportFood & Beverage, AgricultureLearn More
ArchAngel Network of FundsArchAngelA consortium of superangels and venture capitalists, from the Toronto-Waterloo Innovation Corridor ecosystem have come together to create an early stage investment fund to support Canada’s new entrepreneurs and proven innovators for the current COVID-19 crisis. The fund is meant to augment government COID-19 counter measures with additional capital, global partner networks, and expertise.Business Financing & Income Support, Business Development, Planning & Advisory ResourcesGeneralStart-Up/ Small or Medium Size BusinessesLearn More
Ontario Agri-Food Job PortalProvince of OntarioA one-stop-shop that highlights employment openings and training resources in Ontario’s agriculture and food sector.Workforce Development OpportunitiesFood & Beverage, AgricultureLearn More
Green Jobs in Natural ResourcesGovernment of CanadaThe Government of Canada has announced $15.8 million to create green jobs and training opportunities for Canadian youth in the fields of science, technology, engineering and math (STEM) in the energy, forestry, mining, earth sciences and clean technology sectors. To be eligible to receive funding through this program to hire an intern, employers or hiring organizations can be: - Legal entities validly incorporated or registered in Canada, including for-profit and not-for-profit organizations - Indigenous organizations and groups, or - Provincial, territorial, regional and municipal governments and their departments and agencies where applicable. Applications are now available.Workforce Development OpportunitiesCleantech, Energy, Mining, Forestry, Earth SciencesLearn More
BDC Oil and Gas Sector FinancingBusiness Development Bank of CanadaBetween $12.5 million and $60 million for Canadian-based oil and gas producers, oilfield service companies and midstream providers. This program has been merged with BDC's Mid-Market Financing Program.Business Financing & Income SupportOil and GasLearn More
Loans for Tools Program - Loan ForgivenessProvince of OntarioThe Province forgiving more than $10 million in outstanding loans owed by apprentices for tool purchases made at the beginning of their careers through the Loans for Tools Program. The Loans for Tools Program allowed thousands of new apprentices to buy tools, equipment, clothing, manuals and code books required for their trade. About 19,000 apprentices who participated in the program owed, on average, $495.Workforce Development Opportunities, Tax & Payment Relief MeasuresMotive Power, Construction, ManufacturingLearn More
Hospitality Training Action CentreProvince of Ontario, UNITE HERE Local 75The Province is investing nearly $2 million to open a Virtual Action Centre in partnership with UNITE HERE Local 75. This virtual job training resource will provide up to 7,000 unemployed workers in the hospitality sector with access to a wide range of services and supports online and over the phone, including:- Stress management and mental health resources through video conferencing;- Immediate health and safety online training for workers who return to work at designated quarantined sites;- Technical skills online training;- Online training to upgrade English language and digital skills;- Peer group facilitation and employment preparation through videoconferencing. - Stress management and mental health resources through video conferencing; - Immediate health and safety online training for workers who return to work at designated quarantined sites; - Technical skills online training; - Online training to upgrade English language and digital skills; - Peer group facilitation and employment preparation through videoconferencing.Workforce Development OpportunitiesHospitality, TourismLearn More
COVID-19 Legislative Changes Allow Corporations to Operate Virtually and ElectronicallyProvince of OntarioIn response to COVID-19, temporary and permanent legislative amendments have been made to help corporations continue to function while still adhering to physical distancing guidelines and legal requirements. The Province is permitting Ontario corporations to conduct virtual meetings and to defer certain annual meetings in specified circumstances and is allowing the Ministry of Government and Consumer Services to accept copies of documents, electronic signatures on documents, and electronic filing of documents. Government Regulations & PolicyGeneralLearn More
Large Employer Emergency Financing Facility (LEEFF)Canada Development Investment Corporation, Innovation, Science and Economic Development Canada and the Department of FinanceThis program will provide bridge financing to Canada’s largest employers, whose needs during the pandemic are not being met through conventional financing, in order to keep their operations going. The program will be open to large for-profit businesses – with the exception of those in the financial sector – as well as certain not-for-profit businesses, such as airports, with annual revenues generally in the order of $300 million or higher. To qualify for support, eligible businesses must be seeking financing of about $60 million or more, have significant operations or workforce in Canada, and not be involved in active insolvency proceedings. Broader sectoral dynamics for LEEFF applicants will be considered through processes led by Innovation, Science and Economic Development Canada. Applications for this financing are now open.Business Financing & Income SupportGeneralLearn More
Medical Innovation Xchange (MIX)Medical Innovation Xchange (MIX), Province of OntarioA platform providing non-medical manufacturing companies free support as they retool to provide essential supplies and equipment to health care facilities during COVID-19. Non-medical manufacturing companies that have received funding through the Ontario Together Fund, or a Purchase Order with the Province of Ontario, can access MIX members' medical advisory services, including assistance navigating regulatory hurdles and increasing efficiencies. Business Development, Planning & Advisory ResourcesManufacturingLearn More
Allowing Temporary Workers to Get Back to Work QuicklyGovernment of CanadaThe Federal Government is announcing, effective immediately, a new, temporary policy that will drastically reduce the time it takes for a temporary foreign worker to start a new job. While this policy is in place, a worker who is already in Canada and has secured a new job offer, typically backed by a labour market test, can get approval to start working in their new job, even while their work permit application is being fully processed. This will cut what can often take 10 weeks or more, down to 10 days or less. There is no change to the role of the employer in the process for hiring foreign workers. Workforce Development Opportunities, Government Regulations & PolicyGeneralLearn More
COVID-19 Response and Reforms to Modernize Ontario Act, 2020 - Conducting Business While Practicing Physical Distancing Province of OntarioOn May 12, 2020, the Ontario Government passed the COVID-19 Response and Reforms to Modernize Ontario Act, 2020, which will help people conduct business while practising physical distancing. New legislation will allow for more virtual or remote transactions during COVID-19.Government Regulations & PolicyGeneralLearn More
EDC Export Help HubExport Development CanadaEDC’s Export Help Hub provides insights for your most pressing export questions to navigate this pandemic.Business Development, Planning & Advisory ResourcesGeneralLearn More
BDC COVID-19 Working Capital LoansBusiness Development Bank of CanadaThe BDC COVID-19 Working Capital loan provides loans between $100,000 and $2 million with a 24-month term and 12-month principal postponement. Reduced rates on new eligible loans are available during this difficult time.Business Financing & Income SupportGeneralLearn More
BDC Small Business LoanBusiness Development Bank of CanadaBusinesses can access up to $100,000, have the ability to postpone capital payments for the first six months and repay the loan at their own pace over five years. Reduced rates on new eligible loans are available during this difficult time.Business Financing & Income SupportGeneralStart-Up/ Small or Medium Size BusinessesLearn More
Tariff Relief to Importers of Certain Medical GoodsGovernment of CanadaThe Federal Government is waiving tariffs on certain medical goods, including PPE such as masks and gloves. This will reduce the cost of imported PPE for Canadian businesses, help protect workers, and ensure our supply chains can keep functioning well. This measure builds on other relief from tariffs and sales taxes for goods imported for emergency use by, or on behalf of, certain health-related entities, including hospitals, firstresponse organizations and care homes. Tariff relief for these goods will remain in place for as long as necessary to deal with the COVID-19 crisis. o This allows for the relief of customs duty for eligible goods which were imported on or after May 5, 2020. This relief can be claimed at the time of importation or within two years of the date of importation. Tax & Payment Relief MeasuresGeneralLearn More
Export Guarantee ProgramExport Development CanadaEDC will provide guarantees on money borrowed by exporters to increase their access to capital.Business Financing & Income SupportGeneralLearn More
Account Performance Security GuaranteeExport Development CanadaEDC will provide a 100% guarantee to financial institutions on behalf of businesses for letters of guarantee. Business Financing & Income SupportGeneralLearn More
Foreign Exchange Facility GuaranteeExport Development CanadaThis program allows businesses to manage exchange rate risk without putting up capital. Business Financing & Income SupportGeneralLearn More
EDC Credit InsuranceExport Development CanadaCredit insurance programs for exporters which cover 90% of insured losses against risk of non-payment.Business Financing & Income SupportGeneralLearn More
Renew Commercial Vehicle Operators Registration (CVOR) CertificateOntario Ministry of TransportationCommercial vehicle drivers can now renew their CVOR certificate online in 15 minutes or less. Government Regulations & PolicyGeneralLearn More
COVID-19: Tackling the BarriersProvince of OntarioBusinesses working to retool their operations to produce health-related products, or those that want to continue their operations in this new environment of physical distancing, can submit any potential roadblocks to the website.Government Regulations & Policy, Business Development, Planning & Advisory ResourcesGeneralLearn More
Insurance Act AmendmentProvince of OntarioThe Ontario government is enabling auto insurance companies to provide temporary insurance premium rebates to drivers during the COVID-19 pandemic. The province has amended a regulation under the Insurance Act to allow insurance companies to provide auto insurance premium rebates to consumers for up to 12 months after the declared emergency has ended.Government Regulations & PolicyGeneralLearn More
Employment Standards Amendment Act (Infectious Disease Emergencies), 2020Province of OntarioProvides job-protected leave for employees who are in isolation or quarantine due to COVID-19, or those who need to be away from work to care for children because of school or day care closures or to care for other relatives.Government Regulations & PolicyGeneralLearn More
Municipal Emergency Act, 2020Province of OntarioThe new legislation ensures that for the near future, the delivery of goods to Ontario's businesses and consumers isn't impacted by municipal noise bylaws that may unintentionally be impeding such deliveries when they are most urgently needed.Government Regulations & PolicyGeneralLearn More
COVID-19 Information & Resources for Ontario's Music IndustryMusic OntarioMusic Ontario has provided an inventory of COVID-19 related information and resources for Ontario's music industryBusiness Development, Planning & Advisory ResourcesCultureLearn More
BDC Continuity Plan and Templates for EntrepreneursBusiness Development Bank of CanadaContains themed templates that can be used by businesses to develop contingency plans for dealing with emergency situations. Templates include but not limited to, identifying essential services, key customers, critical suppliers and action plan for maintaining essential services.Business Development, Planning & Advisory ResourcesGeneralStart-Up/ Small or Medium Size BusinessesLearn More
COVID-19 Implications for Canada and the Economic ImpactConference Board of CanadaA go-to resource for insights and analysis on COVID-19 to include updates, data, forecasts, research on the growing spread of coronavirus, and useful tools that will help you and your organization navigate these challenging times. All resources listed on this page are free.Business Development, Planning & Advisory ResourcesGeneralLearn More
Inventory of Resources and Supports for Canada's Music IndustryCanadian Independent Music AssociationCanadian Independent Music Association has provided an inventory of COVID-19 related information and resources for Canada's music industryBusiness Development, Planning & Advisory ResourcesCultureLearn More
Ontario Health Workforce Matching PortalProvince of OntarioThe Ontario government is launching a new online tool that will help match skilled frontline workers with employers to increase the frontline capacity of hospitals, clinics, and assessment centres. Workforce Development OpportunitiesHealthcare, Life SciencesLearn More
Private Bank Debt & Payment ReliefPrivate Financial InstitutionsPrivate sector banks and credit unions in Canada have made a commitment to work with personal and small business banking customers on a case-by-case basis to provide flexible solutions to help them manage through challenges such as pay disruption due to COVID-19; childcare disruption due to school closures; or those facing illness from COVID-19. Financial institutions will also be cutting credit card interest rates. Businesses are encouraged to contact their financial representatives.Business Financing & Income SupportGeneralStart-Up/ Small or Medium Size BusinessesLearn More
Province of Ontario Postponing Planned Property Tax ReassessmentProvince of OntarioThe government is postponing the planned property tax reassessment for 2021.Tax & Payment Relief MeasuresGeneralLearn More

Government of Canada - COVID-19 Business Relief Portal

The Government of Canada is also offering a Relief Portal aimed at supporting businesses. Find COVID-19 support and other programs and services related to your business.